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Building society wants missed capital paid after illness, facing eviction

78 replies

Lucyweeks · 29/03/2026 09:17

Due to illness we've been paying interest only on our mortgage. It's been a year due to operations and chemotherapy.
The building society want us to pay the missed capital payments or sell the property.
This we've tried to do. We've now got a new agent and some interest. We're happy to move to something smaller.
The building society are threatening us with eviction if we don't bring our account to date.
Has anybody else managed to overcome this?
All advice welcome.

OP posts:
PrincessofWells · 30/03/2026 06:56

Also the Norgan principle says you can pay the outstanding missed payments over the entire remaining term of the mortgage providing you can meet the ongoing normal payments. I've defended loads of these successfully.

crossedlines · 30/03/2026 08:29

I think the OP is saying the normal repayments are no longer manageable though with their change of circumstances. Her partner can afford to take on a smaller mortgage but not the current amount. It sounds like a sizeable loan.

Lucyweeks · 30/03/2026 10:38

@PrincessofWells thank you for the point of law.
I can pay the extra for a few months until the house is sold.
I initially used the law centre solicitor and this wasn't mentioned.
It has been mentioned now.

OP posts:
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