Following the conflict in Iran, mortgages rates and affordability have been directly impacted, and I wondered if there could be a space for anyone impacted to offload their worries...in part so I feel less alone.
I am a single Mother, I have two children, one is severely disabled. I work 30 hours a week. I am trying to push to increase to FT. I bought a house a few years ago using a government scheme, essentially I owe the government 40% of the sale value of the house. We never liked this house, but we were homeless. We are tacked onto the end of an incredibly busy road,and isolated from everywhere we knew.
My youngest is now waiting to start HS this year , but we are out of Catchment for the HS his brother attends. I have requested an out of Catchment place, but there are so many new builds in the area, the school is over subscribed now so I don't fancy our chances. Because of that, we have to move. I will not send my disabled child to a school he's never stepped foot in, alone, without anyone he knows.
I am already in a weak position, I don't earn masses and have 2 dependents. I am so scared and worried. I wish I had not been so afraid and had sold the house last year. I am currently looking at 2 bedroom flats and I will just sleep in the living room.
I don't know if I'll get a mortgage now, and then what will we do. I just want to give my son's a home that we want to come home to.
Is anyone else worried they won't get a mortgage, or be able to sell?