So I'm 44, single and no children. I was in LTR for 10 years that ended nearly 3 years ago, we had an investment that was eventually sorted and split and I managed to come out with just enough for a deposit for a small place for myself. I bought a 1 bed flat late 2024.
Since then I just can't seem to find happiness within myself, I can just about afford my place but with bills, maintenance fees and the price of everything going up I'm struggling to have enough money left to actually do anything. I like my flat but it isn't a place I really want either, it's in a less than desirable area, I'd love a little garden and a shed to potter in, but affording to buy a house where I live is nigh on impossible. I'm about £50k off if I'm lucky enough to get a bargain.
I'm also very unhappy in my job but because of my mortgage and bills I can't afford to try just anything, I'm on a good wage where I am for my skills and going elsewhere will likely mean a pay cut.
I just feel stuck
So I'm thinking of selling my flat (had it valued and it's increased, I wouldn't sell if I was going to be behind) quitting my job and going travelling for a while. I may even end up moving somewhere different entirely.
I know this is up to me ultimately and having no dependents helps, but I've told a couple of people my thoughts and they think I'm mad and I should be staying on the property ladder. But I just can't help thinking there must be more than just work, pay bills, sleep, repeat? I can tell my mum will be disappointed, I've never been the stable one...
So the great minds of MN, am I mad or should I go for it?