Am I in big trouble?

[Bigcoat1]

hi everyone

i think I might be in big trouble. My mum passed recently. For the last 4 or 5 years I held power of attorney and handled all of her financial affairs. We never had a formal diagnosis of dementia etc, however she became Increasingly confused so I just took over.

mum was quite well off with around 150k in savings, an income of 2k per month and a mortgage free home. My finances have been difficult since my divorce.

On a few occasions I borrowed from mom’s account when I was desperate. I always paid the money back asap. I never discussed this with mum although I know she she would have consented.

her affairs are now being looked over as part of private etc and I’m terrified that this roll come to light and I’ll be in huge trouble.

I know I can’t undo what’s been done, but what should I expect to happen?

You’ve posted this before a few weeks ago haven’t you?

I haven’t but I did see the post that I think you’re referring to

Do you have siblings OP. if you don’t then I don’t think it’s an issue as long as the money that you borrowed went back in. Different story if money is missing and you have siblings.

I have power of attorney and my mums bank account is linked to mine so when I log on to my online banking I see her account and I can transfer money from her account for things that I buy for her. When I do that I always send an email to her that I know she won’t read explaining what it is for. Just incase my siblings ever asked the question -. Why were you taking money from mum?

While it's not ethical, it would not be anything out of the ordinary for a parent to lend a child money in times of need and as long as it was paid back it will not be picked up as anything untoward. (I worked in this field)
If you've taken thousands and not replaced it, then that would be.
You will no doubt get many outraged responses telling you what a moral deviant you are but there is no need to worry.

I’m sorry for your loss.

If you’ve paid it back there’s nothing to worry about, are you the executor of her will? Do you have siblings or anyone else who is due to inherit anything from your mum?

Even if there is, if the money you’ve borrowed has been paid back I don’t see what the issue is.