How to insure car for learner driver son?

[Hyggehygge]

My son is just 17 and started driving lessons. Both me and dh have electric cars, so not suitable for him to practice in so, for Christmas, we have bought him a car. It is registered in his name and we will take him out in it when we get a chance to supplement his lessons.

What is the best way to get it insured?

Why not suitable? Both my kids learned and took tests in and now drive automatic cars - most new cars are now automatic!

Anyhoo, as insurance is based very much on your personal circs, type of car, address etc you should just go on to a comparison site and see what it gives you. Beware of black box requirements, they are not all the same and can be a pain (and not necessarily the cheapest)

Don’t go for normal insurance, you can get specialist learner insurance which stops when they pass. My DD still has a black box aged 20 and we have found it good for not falling into bad habits etc. You don’t have a black box till after they’ve passed their test.

We used Collingwood.
They will insure him on his own car.
If I recall, my cousin, who had his own Fiesta as nobody would insure on parents car, paid about £190 for 26 weeks.

Collingwood: Learner Driver Insurance, Taxi & Courier Insurance https://share.google/YteoxpjyybWRwxrhg

Thanks all. @VanCleefArpels we want him to learn using a manual as we travel a lot and automatics aren't as common abroad. I think it's good to be able to drive both.

@Hellohah thanks. I'll take a look. And thanks @StasisMom, I didn't know there were different rules for black boxes but I am definitely for them.

You don't have to use specialist learner insurance providers, shop around and see what works best - if you use a comparison site, many normal insurers will also offer insurance for provisional license holders. I did this. You then contact them when you pass and you pay the difference to upgrade it to a full license holder - it's worth also doing a quote to see what it would cost once he's a full license holder first.

Bear in mind it will be much cheaper while he's a learner as someone is supervising, the insurance after he passes will be much more expensive.

Thanks @beezlebubnicky . I am not really sure how it works - we need to collect the car (it's a surprise, so dh will have to drive it) and then, I guess, we all might drive it (not sure really).

How do we cover that or do we need to speak to someone?

Honestly this has not been our experience - and as electric cars get adopted more widely will only get more available. I’ve not driven a manual car anywhere for nearly 30 years!

Be careful about “fronting” - the policyholder must be the person who drives the most, any other named drivers must not use it more. You will find that having one or more parents as named drivers (assuming clean license!) will reduce the premium a bit and having the young person as policy holder will help them build up NCD. As PP has said the minute they pass the test the premium will double at least. It starts to come down after the age of 21 but you are in for a few years of pain!!