I will start with the good points. OH is non confrontational and a nice person who has been kind and understanding throughout our 12 year relationship. I live in his house. I've paid around £28,000 to live here, and I also pay the gas/electric bill. We are now looking to buy somewhere together on a 75/25 split. No children together. My issue is that if anything happens to him, I would need to sell the house to release the equity. I just feel completely mugged off, like ive sold myself down the river for a situation that could potentially lead to me being in a very precarious position in the future. I have enough saved to put down a deposit/get a mortgage on my own. I dont know what to do. I am torn with the fact that OH is a nice person but that there is and always has been inequity/power imbalance in our relationship. What would you do?