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Anyone rented the house they are buying whilst it's going through?

19 replies

Eggybreadwithnuts · 07/12/2025 19:46

DB has to move out of accommodation on 19 Dec but his new house purchase in going through...it's unoccupied and ready to mobe into...and searches will be done then solictors go on Christmas hols till 5 Jan, so will be picked up again then so will be at least end of Jan before completition.

He's having to sofa surf until.

Was wondering if it's a thing to rent property whilst completing etc

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Eggybreadwithnuts · 07/12/2025 20:17

Anyone?

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FruitBadger · 07/12/2025 20:27

It's possible, but the seller's solicitors will strongly advise them not to do so, as it can open a can of worms with vacant possession, the potential for your brother to refuse to complete and the seller needing to evict him.

mindutopia · 07/12/2025 20:31

It would be a stupid thing for the sellers to do. And on his end, I’d be worried they would screw him over with something if they agreed to it (because it’s so dumb). If searches aren’t even done yet, I wouldn’t bet on an early January completion anyway. There will always be something! We were still wrangling over indemnity coverage 3 months after our searches were done.

Eggybreadwithnuts · 07/12/2025 20:55

Shame really. Our solicitor is bang on it and pushing everything through quickly as knows situation. It will be fine Im.sure

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LittleBrownBaby · 07/12/2025 20:57

We have but we did two separate contracts a lettings and then we had the sale going through at the same time. It was fine for us

Tamarastar · 07/12/2025 20:58

We did once, but only for a few weeks between exchange and completion, as we had to complete a few weeks earl ier on the flat we sold to avoid the chain falling through.

Tamarastar · 07/12/2025 20:59

From memory we had to sign a ( license ? Not a rental) agreement and pay a bit.

Mischance · 07/12/2025 21:02

I did.
Completion on my sale was due to happen but there were still outstanding things on my purchase of a new build which meant they could not coincide. The builder/seller offered to rent to me in the interim.
All went well. When I got in touch with him to say I could sign on the dotted line several months later I asked him what I owed in rent and he said to forget it.

Guidanceplease20 · 07/12/2025 21:03

I think its strongly advised against but, yes, my Dads new NDN is doing this.

Their chain fell through and so she offered to rent while they tried to repair the chain. Her offer was accepted after theyd bern trying to sell for 6 months so they probably didnt want to lose her.

Brightbluesomething · 07/12/2025 21:04

Some friends of mine did this. It was a property that had been on the market for years and they were the only people interested. They sold theirs quickly and rented for a couple of months until the sale went through. I did think at the time it was risky but it was a cash purchase so no chance of a mortgage falling through. That could have made a difference.

Cattenberg · 07/12/2025 21:05

My sellers wouldn't leave their house until their own purchase went through, but we all wanted to complete the sale of their house ASAP. In principle, my sellers were up for renting the property from me, but my mortgage advisor thought it wouldn't be possible. I was buying with a mortgage for owner-occupiers, not buy-to-let landlords, and apparently there had to be vacant possession. The estate agent was surprised by the advice I was given.

Eggybreadwithnuts · 07/12/2025 21:09

It's a cash purchase
Property unoccupied

Might look into it

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SparkyBlue · 07/12/2025 21:19

Yes we did for about five or six weeks as their solicitor messed up something or other and we needed to be out of our house as we’d loose our sale. The house was an ex rental and the tenants had moved out. Whole thing was a nightmare and I’ll never move again due to how stressful it was.

FruitBadger · 08/12/2025 09:32

Eggybreadwithnuts · 07/12/2025 21:09

It's a cash purchase
Property unoccupied

Might look into it

The risk is entirely with the seller, not your brother, so worth investigating.

Periperi2025 · 08/12/2025 09:36

Kind of, it was being used as an airbnb when we put the offer in and in the early days of the conveyancing. We paid £50 for a week before we completed, neither solicitors was aware.

I had tenants lined up for my previous home and didn't want to mess them around because of pointless conveyancing delays at my end.

It was hard to resist ripping out the old built in office furniture in one of the bedrooms until it was ours.

kiwiane · 08/12/2025 09:42

I had to ensure the tenant was out before exchange - I wouldn’t have minded them staying until the move date but the mortgage wouldn’t have been released otherwise.
I doubt any solicitor would allow this especially if they’re also working on behalf of the mortgage company.

Eggybreadwithnuts · 08/12/2025 19:26

kiwiane · 08/12/2025 09:42

I had to ensure the tenant was out before exchange - I wouldn’t have minded them staying until the move date but the mortgage wouldn’t have been released otherwise.
I doubt any solicitor would allow this especially if they’re also working on behalf of the mortgage company.

@kiwiane no mortgage, its a cash sale

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OldieButBaddie · 08/12/2025 19:28

We did this for our buyers, our solicitor drew something up (it was her idea) and it was all fine. If your sellers agree and you can pay for them to get their solicitor to do this it is possible.

I remember thinking about the vacant possession thing but it wasn't an issue.

Eggybreadwithnuts · 08/12/2025 21:05

Thanks everyone more positives.
It just makes sense as he'll be homeless aa of week Thurs and early stages of purchase before solictors go off for Christmas break so could be weeks

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