My car was hit by a car that was being chased by Police

[cantthinkofanother2]

I was driving home from work at 5:30 yesterday evening. I stopped in a queue of traffic at a roundabout, I was in the left lane, traffic was also in the right hand lane.

I then heard a police siren and saw blue lights in my rear view mirror, so I moved more to the left.

Then a large black car shot down the middle of the two lanes, closely followed by the Police car. However, the driver of the black car misjudged the gap and bounced off the back wing of my car.

The rear light cluster is smashed, the wing and wheel arch dented and scraped.

I have no doubt that the black car will not be insured, or was stolen, or otherwise dodgy.

My excess is £300, and I do not want to pay this, as the incident was 100% not my fault.

Does anyone have any experience of their car being damaged like this? I have a crime number, but the Police Sergeant was supposed to phone me, and hasn’t.

Is there anything I should be doing regarding the Police - should I be asking for the car details from them for my insurance?

Thank you in advance

i think there is a crime fund that pays out to victims of crime - you may be able to get your excess covered by this. I would wait for the police to call you as they will have much more detail, eg the car/driver details

Our friend recently had the same thing happen to him. The police took it over for him, contacted the insurance company etc and he basically didn’t have to do anything. He got injured by the accident and the police helped with all the car/money stuff and he was referred for physio and all sorts as it damaged his shoulder and forearm. So sorry this has happened to you

You can contact the non emergency number and they'll be able to advise or prompt someone to call you. The sergeant is likely dealing with something and will contact you when they can but would be quicker to make contact yourself. Not sure where you are but the force where I am would cover that. Also get a crime reference for insurance if you haven't already.

Thanks for your replies everyone.

I am in Birmingham.
I went to the Police station after it happened, and they gave me a reference number, I think I will wait till tomorrow and try to get in touch with them, I don’t think the station actually has a number that the public can call, I’m assuming that there will be a central number that I can call.

I was wondering if the insurance aspect would be done differently, as the police are involved. Apparently they have already logged that the black car was involved in hitting mine.