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Would you be guarantor in this situation?

77 replies

Blanketfull · 03/11/2025 19:13

DS1, 25yo employed and doing well now after a slowish start. Also has been a spender, although has some savings now.

Split up with GF of 2 years, 8 months ago. She moved away to beautiful place 6.5 hours from here.

They're now back together and for the last 3 months he's been driving there every time he has a few days off. She's also been back here, but doesn't want to move back permanently.

She has accomodation with her job, and he can't stay there, so he books Airbnb when he goes.

He wants to move there and is hoping to find work with the large national organisation he works for, who do have offices locally.

Initially they plan to rent a room in an HMO (£850pm 😮) with a view to buying something if everything goes well. This is a plan I largely support. I'll hate him being so far away, but I can see the appeal, perhaps some concerns about the previous break up and for that reason the renting, as cheaply as possible initially make sense, ultimately I want him to do what makes him happy.

Anyway the HMO want a guarantor. I won't sign anything until I've seen the paperwork but they're telling me worst case I'd be up for 4 month's rent. That's a lot of money but I could find it without having to change my lifestyle.

He accepts he can't go until he's secured at least equivalent work to his current job, but she wants to move in straight away. She's paying £500pm for the room where she works, and he has to pay for accomodation when he visits, so it makes some sense.

But, I'm not completely comfortable paying for her accomodation before he's moved in.

It's not entirely clear why her parents haven't been asked, I don't know anything of their affairs, but outwardly their situation looks very similar to mine.

He says they have more than enough cash to pay the sum in advance, but that's not an option, and I'm not sure I'd recommend it if it was.

Also, for those in the know and before I have the paperwork, does the four months rent cap seem correct?

OP posts:
SheilaFentiman · 05/11/2025 15:03

Blanketfull · 05/11/2025 14:54

It's Ok to say they "should" , but how?

Landlords hold all the cards in many areas.

Agree about the cards! as per my PP about a friend with a long term job history in her 40s who needed a guarantor (possibly in part because she didn't have LL references, having lived in her own home for 20 odd years but needing to rent post divorce)

ComfortFoodCafe · 05/11/2025 15:04

I wouldnt do it, what if they spilt up again?

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