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How many people travel without insurance?

203 replies

Bideo · 19/09/2025 14:17

I have an annual policy so I'm insured without really thinking about it.

I have lots of weekends away with a group of friends, almost always in Europe.

I have realised only about half take insurance for these trips, with the others believing it's not needed for these short trips, they'll take the hit on any cancellation/ lost luggage and rely on GHIC for anything medical that can't wait until they get home.

I don't love this as I fear it will be me trying to get their bodies repatriated!

I was talking to a colleague who is very well travelled and she agreed it's not necessary for European travel...

OP posts:
KnitKnitKnitting · 23/09/2025 16:21

Need to work on your programming, two edits to remember the name of the company you’re inappropriately trying to promote?

ParanoidGynodroid · 23/09/2025 17:10

Wouldn't go without it, and have an annual policy. We did, however, go to Morocco last year and it didn't occur to us until we got back that that wasn't coveted by our Europe-wide policy 🥴

Unexpected things can happen on holiday. Our DD, then about 9, knocked over and broke a sculpture in an art exhibition in France! Luckily our insurance covered it!

For those PP asking above about Mounjaro, I phoned up our insurer and they said it was fine if properly prescribed under supervision and used for weight loss only. No extra charge.

ScrollingLeaves · 23/09/2025 20:38

verybighouseinthecountry · 22/09/2025 14:07

I used to until I realized you need to see your medical notes to check what the GP has down as pre existing conditions. I was shocked to discover that I wasn't covered once as I hadn't declared I have constipation. I had a course of movicol years ago following haemorrhoids but constipation is now one of my pre existing conditions, alongside several other things I didn't know I had. I usually travel to Europe and always carry a GHIC, and rely on the power of prayer other than that!

You can still get insurance, you just need to tell them.

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