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Just had to put a food shop on the credit card, fed up!

449 replies

whatsausername · 09/09/2025 18:04

We don’t get paid until next Thursday. I’d ran out of essentials like coffee, hand wash, toothpaste, chips etc. Needed the usual packed lunch stuff too. £78 in Asda. I have £82 in the account until payday but need to keep it in as direct debits due day before payday.

I just feel bleugh. We both work full time and having to put a weekly food shop on a credit card is just soul destroying.

anyone else feel like this?

OP posts:
XiCi · 10/09/2025 07:09

RosesAndHellebores · 09/09/2025 21:34

Please can you tell me where in France you were and what you were buying?

We have a home in France and groceries in France have been more expensive than here for a long time. There are product variations and I agree with the prices you have mentioned for fruit at this time of the year because there are greater seasonal and local gluts but the store cupboard stuff is as expensive or more, much of the fresh stuff is as expensive or more: meat, dairy, deli stuff, as are cleaning stuffs and toiletries.

Usually I shop at the Intermarche in France and the weekly cost is no different from the UK, except for fresh fruit and veg and wine. I didn’t see any croissants at three for 1 euro either at the Intermarche or the local baker.

I agree. We've just spent the summer in France and supermarket prices were similar or more expensive than UK. Except of course for wine prices.

LuckyNumberFive · 10/09/2025 07:12

autienotnaughty · 10/09/2025 07:03

Even if I shop at Lidl my shop is at least£100 for families of five

£100 for a family of five is brilliant. I was querying why the OP was spending £50 a week on just packed lunches for 3 people. It feels excessive.

hmmnotreallysure · 10/09/2025 07:20

It's total shit op. I can't believe how expensive just day to day living is nowadays. It just makes you think what's the bloody point? You work hard all week and there's no money in the pot for fun stuff (or fun food!). Life is pretty bleak Flowers

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Runnersandtoms · 10/09/2025 07:33

RosesAndHellebores · 09/09/2025 21:34

Please can you tell me where in France you were and what you were buying?

We have a home in France and groceries in France have been more expensive than here for a long time. There are product variations and I agree with the prices you have mentioned for fruit at this time of the year because there are greater seasonal and local gluts but the store cupboard stuff is as expensive or more, much of the fresh stuff is as expensive or more: meat, dairy, deli stuff, as are cleaning stuffs and toiletries.

Usually I shop at the Intermarche in France and the weekly cost is no different from the UK, except for fresh fruit and veg and wine. I didn’t see any croissants at three for 1 euro either at the Intermarche or the local baker.

Agreed. When I spend time in France I find the supermarkets as expensive if not more so than the UK, with the exception of wine. Proper bakery croissants are at least 1euro each. Obviously you can buy the rubbish long life ones cheaper like in the uk.

SushiForMe · 10/09/2025 07:48

I agree with coffee being an essential!

Snacks, drinks and pre-prepared food for lunches - always over-priced for what it is! It is one of these things that lots of people buy but still I can’t understand why.
So much cheaper for ex to make your own pasta salad, savoury muffin, veg sticks, cut up fruit etc than to buy ready-made (and full of UPF).
Of course, there is a convenience aspect, but to
pay such a high premium to save 10min!

SushiForMe · 10/09/2025 07:53

Runnersandtoms · 10/09/2025 07:33

Agreed. When I spend time in France I find the supermarkets as expensive if not more so than the UK, with the exception of wine. Proper bakery croissants are at least 1euro each. Obviously you can buy the rubbish long life ones cheaper like in the uk.

As a French living in the UK, my conclusion is that in the UK the choice is often between cheap food but with a lower quality or good quality food but very expensive, whereas in France even the lower range (own brand) is of a respectable quality, and then you have a variety of price points if you want something a bit better.

justasking111 · 10/09/2025 08:29

I look at the numbers of people flying abroad on holidays. Not one holiday a year but two or three and am baffled. I'm talking millions of plane seats. There's some decent salaries being paid in some areas of the economy.

greengagesummers · 10/09/2025 08:34

CatInspector · 10/09/2025 06:22

This is absolute nonsense @greengagesummers

Those born before 1965 have a far healthier lifestyle and will have better health than those born after , research shows this -obesity, UPF and inactivity are destroying the nations health.
People in their 30s and 40s are developing diseases linked to obesity and poor diet.
That ham sandwich would have been home baked bread, real butter, decent ham and importantly their levels of activity burnt the calories off.
They drank tea or water no stupidly priced coffees with 650 calories and 100g of sugar.

Also where in France are you buying all this cheap food -1985?
French food prices are around 10% higher than the UK.
The cost of basic toiletries , dry goods and staples is higher.

No, this is total nonsense. Perhaps read the ONS link I posted. People were not healthier in the twentieth century — rather the complete opposite (all this nostalgia for the past is all rather misplaced). We’ve had processed foods since the late nineteenth and early twentieth centuries, and lots of it to far poorer quality than today. My grandparents certainly didn’t have “real butter”: they used to have Vitalite in a plastic tub. From the fifties to the nineties they ate Spam, potted meat spread (made of meat slurry by-products of the industrial meat industry), tinned pies, lard, tinned veg, crab sticks, crisps, biscuits, processed cakes. My grandmother used National Dried milk, powdered egg and Smash instant potato. Remember the meat processing scandals around battery farming, BSE, horse meat in processed food, meat by-products made of skin and tendon? Why do you think that happened? Because many foods were produced cheaply on an industrial scale without much oversight and contained all sorts of additives, fats, bits of animals and things you wouldn’t want to think about.

We have far better food quality control and knowledge about how our food is produced than in either 1970 or 1990. That doesn’t mean people necessarily eat better - that’s very different. But the idea that people ate like an Enid Blyton novel in the twentieth century is a complete fallacy.

blackheartsgirl · 10/09/2025 08:36

You will with Dove. I don’t class that at proper bar soap as nice as it is. My dd goes through a bar every couple of weeks.

as for the Aldi body wash lasting six months, try as I might there’s no way I can make that last six months and that’s putting a tiny squeeze on to a flannel (when I was using it)

I use Bar soap, imperial leather, Palmolive, I shower or bath once or twice a day and one bar of Palmolive has lasted me 3 months so far.

mickandrorty · 10/09/2025 08:54

But i think the real point is people should be able to have coffee and soap of their choosing on 2 wages, it's not a massive luxury and it's something that lasts multiple uses. I also don't understand all the posters who keep saying 'oh you cant possibly spend that little on your shopping its not possible!' If you have no more money you have to make it possible especially people who have no access to credit, if all they have is £75 it's all they have.

Crikeyalmighty · 10/09/2025 08:55

@greengagesummers as someone born in 61 I can assure you I was not eating home baked bread - I ate enough sliced crap and findus crispy pancakes, vesta chow meins and tinned fruit and evaporated milk to sink a boat

Katypp · 10/09/2025 08:55

I am constantly amazed on threads like this one at how people completely underestimate how much things cost, even when they are buying them!
It's the same with threads evangelising about cooking from scratch when posters talk about ingredients 'only costing pennies' when the reality is somewhat different. An egg costs 23p nowadays!
My dh has started a new job this week which requires him to take packed lunches and snacks.
I have bought: 2 packs of ham @ £5.50 for the two
10 rolls @ £2.60
Cheese slices @ 2.50
5 bags of crisps @ £1.50
6 apples @ £2.40
5 cereal bars @ £1.50
5 bananas @ 75p
Butter, pickle and salad i can't work out as we have them in ATM

So £16.75 for lunches for the week, with probably a few cheese slices left over.

Now I KNOW I could do it cheaper, but as pps said, that's not really the point of the thread. With two working partners, a decent packed lunch should be well within budget.

On my figures, that would cost around £40 if there was four of us because he woukd take two rolls whereas I would only take one plus there would be some economies of scale.

But it's not that much if a push to see how the op's shopping could get to £78 for packed lunches and bits for four.

Crikeyalmighty · 10/09/2025 08:57

@greengagesummers oops - that was meant for the poster you were responding too - totally agree with you -

Katypp · 10/09/2025 09:05

Glowingup · 10/09/2025 02:30

Massively excessive. If you get bread, ham and cheese, some snack bars or similar and a bottle of cordial for drinks, that’s under £15 in Lidl or Aldi (and most other places).

Nope don't believe it. Not for four people

Caspianberg · 10/09/2025 09:12

There’s no way a healthy lunch can be made for 4 people for 7 days for £15!

It costs more than that for 2 adults and 1 child here for lunches and we grow a huge amount ourselves in summer.
We have homegrown salads and soups most days, but I still can’t magic up flour, cheese, butter, and many other things we don’t grow.

I make most things at home, and we don’t eat much upf, no alcohol etc

1 loaf of bread isn’t going to cover 21 meals

We are in another European country, and it’s around 30% higher food costs than Uk still, even with uk increases. Wages aren’t higher either

autienotnaughty · 10/09/2025 09:15

LuckyNumberFive · 10/09/2025 07:12

£100 for a family of five is brilliant. I was querying why the OP was spending £50 a week on just packed lunches for 3 people. It feels excessive.

It’s on a budget. We only eat meat 2 nights a week and there’s a lot of bulked out meals with lentils/beans.

ThatLilacTiger · 10/09/2025 09:28

LuckyNumberFive · 09/09/2025 18:50

How many are you buying for?

£78 in essentials and packed lunch stuff seems excessive unless you're feeding a huge family. That's more what is expect for a full shop.

Where the fuck are you getting a full shop for £78? Even shopping in Lidl, a top up of essentials can easily reach £100.

ArseInTheCoOpWindow · 10/09/2025 09:34

ThatLilacTiger · 10/09/2025 09:28

Where the fuck are you getting a full shop for £78? Even shopping in Lidl, a top up of essentials can easily reach £100.

Probably lives on homemade bread and water.

LuckyNumberFive · 10/09/2025 09:36

ThatLilacTiger · 10/09/2025 09:28

Where the fuck are you getting a full shop for £78? Even shopping in Lidl, a top up of essentials can easily reach £100.

Aldi. What exactly do you think people who don't have £500+ a month left from their wages do? Starve? Or do they spend what they can afford, budget well and meal plan?

LuckyNumberFive · 10/09/2025 09:37

ArseInTheCoOpWindow · 10/09/2025 09:34

Probably lives on homemade bread and water.

Or maybe some of us are just better at budgeting than you. Do you think everybody has hundreds and hundreds for their monthly food budget?

Blondeshavemorefun · 10/09/2025 09:40

buswankerbabe · 09/09/2025 20:50

Wafer thin ham? 😭 I’m not getting out of bed if that’s the sort of lunch I’ve got to look forward to. Not everyone can eat crap.

I would hardly call a cheese /ham sandwich crisis fruit yog a bad lunch which means will be obese if eating it daily

£50 on lunch stuff seems a lot

I don’t drink coffee but like tea so get its an essential - equally many of my friends say how lovely my coffee is that I get people

it’s Aldi own for think 1.89 but I pour it into a posh coffee jar 😂😂

maybe do the taste test challenge @whatsausername

do you know your coffee 😂

ThatLilacTiger · 10/09/2025 09:41

LuckyNumberFive · 10/09/2025 09:36

Aldi. What exactly do you think people who don't have £500+ a month left from their wages do? Starve? Or do they spend what they can afford, budget well and meal plan?

Not being funny but yes I think they starve. Food banks are absolutely overrun. Poverty is rife. The whole point of this thread is that a basic shop is unaffordable to many and they need to either go into debt or do without the essentials. No one is feeding a family for that money and nor should they have to when both work full time.

C8H10N4O2 · 10/09/2025 09:43

greengagesummers · 09/09/2025 22:27

Those very specific croissants were in the Netherlands (DekaMarkt supermarket); as well as Albert Heijn, Lidl/Aldi, Carrefour in NL and Belgium, Monoprix and Leclerc in France and local shops / local markets — but prices overall were far cheaper than here across all three countries, with local variations between different types of produce.

We were just buying usual food we eat at home or away: pasta/bread/cheese / salads/wine/fruit and veg/juice and so on. NL was cheapest, but equally the groceries in France really just were not at all as expensive as here — mainly fresh produce like bread, fruit and veg, wine etc. Cheese and bread were far cheaper. Jam, juice, veg, fruit, wine — all much cheaper! We don’t really eat much store cupboard or processed food anyway, so we didn’t buy much of that apart from jam.

On these threads people inevitably go on about cooking fresh local produce being cheaper, and actually in the U.K. that’s not been true for decades now: it’s the processed stuff that’s the cheapest. Whereas on the continent it seems you can still eat much more fresh produce cheaply compared to here.

And if you were there in November-January the same fruit and veg would be vastly more expensive than in the UK.

UK supermarkets massage out a lot of seasonal variation in food prices because that is what British consumers respond want to buy (as a cohort, I’m sure on MN everyone only ever wants local, seasonal, hand reared food 🙄).
That means food in season is more expensive than in eg France, food out of season is cheaper.

Most European markets expect seasonal variation in prices and so that is what they get from their supermarket chains.

This model existed long before Brexit and has nothing to do with it.

LuckyNumberFive · 10/09/2025 09:45

ThatLilacTiger · 10/09/2025 09:41

Not being funny but yes I think they starve. Food banks are absolutely overrun. Poverty is rife. The whole point of this thread is that a basic shop is unaffordable to many and they need to either go into debt or do without the essentials. No one is feeding a family for that money and nor should they have to when both work full time.

I feed my family for £75 a week, so yes it's possible. There isn't a magical cut off between people at food banks and suddenly the rest have plenty of money for food shopping. There's a huge middle ground of people that cut their cloth, they're not in poverty but don't have £150 a week to spend at the supermarket.

The food shop the OP has done has put her into debt, as is the case for a lot of people, but you can't judge an entire budget by that. Perhaps she, or others, spend a lot on other things that we'd deem luxuries? My brother spends a fortune on hobbies that are "essential for his mental health" and then whinges he has no money left. People pay £60 a month for a phone contract, £100 on a family meal out at the weekend. "I work full time so should be able to afford what I want" isn't the flex people think it is if they're not working to their actual budget for everything else.

Ecrire · 10/09/2025 09:49

Two things can be simultaneously true.

It is true that the shitstorms of the past years have made cost of living awful. Shrinkflation, food prices, utilities - all of it.

It is also true that corners could be cut in what some people describe. We are two adults and 2 DC. Dogs have seperate budget. We rotate proteins daily between fish, eggs, paneer/quorn and chicken. We find this is fairly cheap on Tesco.Our dinners next week involve -

  1. Own brand Salmon half a kilo £5.70 (Salmon and broccoli spaghetti)
  2. Own brand Salmon half a kilo £5.70 (Salmon in sweet chillies with mash)
  3. Tesco chicken mince 500 gm 2.50 (Keema curry with Growers harvest frozen veg which is £1 for 1 kilo)
  4. Tesco chicken mince again 500 gm £2.50 (Stir fried with green beans and soy with spaghetti)
  5. Tesco chicken drum fillets 600 gms £2.99 (chicken curry and rice)
  6. Tesco chicken drum fillets 600 gms again £2.99 (chicken casserole)
  7. Egg curry (eggs £2.15 for 12 I think)
  8. Paneer (£1.50 for a block) and chickpea stir fry with rice
  9. Whole roast chicken (£3.95) with potatoes and veg

That is all weekend meals and all weeknight dinners for under £30 for the week worth proteins for all 4 of us - obviously needs home cooking from scratch.

Lots of Hearty Food company spaghetti (28 p), rice (under £1), large bag potatoes (£1.80), Growers harvest frozen veg (£1 for a kilo) and frozen mushrooms (£1), peppers (£1), beans (£1), broccoli (£1.10) carrots (£1). Canned tomatoes and chickpeas and Creamfields cheddar and yoghurt also cheap. We add grapes, oranges, milk.

The extras are waffles, or cheese snacks for the kids.

Higher welfare or organic is obviously higher in price -but we don't do that in our budget.

Our Tesco weekly shops routinely come to £75-80 for all 4 of us. Pet budget for pet food is seperate. We also set aside £40 a month for any home and garden type spends which could be large laundry liquid and compost and toilet roll mass delivery or whatever.

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