Trying to cut through the noise. For junior doctors/SHOs/regs/consultants (UK), what do you really take home from overtime/on-calls/locums?
I’m not after politics or strike debates — just real numbers. If you’re willing, please share:
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Nation & grade: (England FY1/FY2/IMT/Reg/Consultant; or Scot/Wales/NI)
- Specialty & region:
- Base salary (gross):
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Rota basics: weekly hours, nights/weekends/on-calls
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Overtime type: exception reports / additional hours / TOIL / bank locum / agency locum
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Rate per hour: (day / evening / night / weekend if different)
- Typical extra hours per month:
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Extra pay per month: gross and take-home
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Enhancements/allowances: (nights/weekends/on-call availability)
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Gotchas: unpaid prep/handovers? rota gaps? TOIL instead of cash? delays getting paid?
If you’ve done
bank vs agency, what were your real rates and how quickly did you get paid? Also helpful: how overtime affects marginal tax and whether it still felt “worth it” after tax/NI/pension.
Blunt answers welcome. I want the reality, not brochure figures