You can’t say that.
you have no idea of her circumstances. She may have been desperate for the money. Remember in the us medical debt can cause bankruptcy.
maybe a sick husband, child or parent where she can’t earn and needs to be at home. Or an abusive husband who won’t work and persuades her this is “easy money”.
she may be a student who can’t afford the debt- it’s not like the uk where you pay it back once you’re earning. It’s a loan and you pay it back regardless.
same as prostitution. You can say it’s completely their choice but is it really? Or is it women so desperate for money or coerced by other people to do it for the money.
apparently in the US it’s common to trawl university campuses for young women to recruit them into egg donorship. Not much further to recruit them to surrogacy. When you have hundreds of thousands students debt it’s less of a choice.
you’ve no idea. And it’s likely not a totally free choice- if it were you’d have Michelle’s rich/celebrity friends offering to carry her child. Funnily enough they aren’t.