Hi - NC'd and posting here for traffic.
Single mum with 2 teenage DC. I've been in a stable role for 8 years. Asked for and got a (small) payrise last year but need to earn more. I've been offerred and accepted what seems to be my dream role (and much more money) but I'm getting the fear that I have no savings and what if it goes tits up and I last a week.
I've got a mortgage which accounts for just under a third of my monthly salary which is mangeable but I have quite a bit of debt at the moment as I've just had my loft renovated. I've got like, £1,000 in an ISA that I can't touch until late 2026 and £1,500 in premium bonds that I wouldn't cash in.
I don't have critical illness insurance but with new job I could maybe afford it. Am I worrying for nothing? It's been waking me up at night and making me feel a bit sick. I'm quite anxious at times so wondering if my view is a bit screwed up.