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Self employed/ class 2 NI contributions?

2 replies

SummerIsNotOverYet · 06/08/2025 15:04

I’ve recently started a new job teaching a hobby. It’s zero hours as in I may work a lot this week, and not so much other weeks. I have a contract but I’m not an employee.

I’m thinking of setting myself up as registered self employed as I need to keep up my NI contributions. I was told this would be class 2.

Can anyone enlighten me a bit more about this? Do you do it? How does it work?

OP posts:
SapatSea · 06/08/2025 15:32

It costs about £3.45 a week ( rising to £3.50) for class II Nic's. You can also pay the full yearly amount when you submit your self asseement tax return which you need to complete each year if registered for self assessment even if you earn nothing or very little or you can be fined for not submitting it.

I think it is worth paying for them but check you aren't getting NIC's credit with for example, child benefit for a child under 12. You can also buy up to 6 years of back NIC's if you don't pay now but sometimes the cost is a more than paying at the time ( I think). You can check your NI record to date on Gov.uk.

I think class 2 nic's don't entitle you to contributions based JSA but they do count towards your state pension years

SummerIsNotOverYet · 06/08/2025 18:11

Thanks Sapatsea

I’m ignorant to all this snd a bit stressed.

I’m basically jacking in a p/t job of 22 hours a week to become a sports coach/ teacher. I need my NI contributions up to date as I lived overseas for years and it’s screwed. I need to pay 6 more years for full state pension (I’m 50’s). I can’t let that slide.

I’m building up my hours in my new job. I work 6.5 hours a week but once qualified it’ll be about 15 hours. I get paid much more in job 2 than 1, but I won’t be getting my NI paid for by the co. Or companies I work for.

Your info is very helpful. So basically I need to set myself up as self employed and then either pay it weekly/ monthly myself or at the end of the year self assessment.

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