Should we buy the house?

[Washinginthesun]

I am in turmoil!
We live in the middle of an estate and have always longed to live rurally but don’t have the budget to do this but this doesn’t stop us looking.
We long to have no neighbours (currently surrounded by music blaring, football kicking, fire burning people).
A house had come onto the market that fits the bill. Rural, no neighbours, views to die for and we can afford it. Only compromise is fairly small bedrooms.
It would mean, however, going from almost paid the mortgage off, everything on track to retire at 60 to new 25 year mortgage retiring at 67. Oh and finding an extra £1000 per month (which we can do if we stop living like kings!)
I keep swinging from one decision to the other. What would you do?

If you can genuinely find that £1000 a month, then do it! I am hoping to do the same in a few years. I prioritise a lovely house and garden over holidays and takeaways etc.

I definitely would! Sounds lovely and you’re only compromising on bedroom size and 7 years. You could potentially overpay if you didn’t use hello fresh lol

As I’m a heart rule head type of person I couldn’t possibly comment without seeing the property 😊

pic/ link ?

It sounds amazing. Go for it!!

Big decisions are supposed to feel scary- you’re going out of your comfort zone to change your life- that voice is there because it is scary! That doesn’t mean you shouldn’t do it!! You says it’s something you’ve always wanted?? Then do it.
our homes are such a massive part of our lives and to be able to live somewhere that you love and fills your soul is a must if you can!!

it sounds like financially you can afford it with some sensible budgeting, and an extra 7 yrs on the mortgage is not much in the grand scheme of things- who knows what will happen in between now and then- a payrise to allow you to over pay, an inheritance???

I bet we’ll all be working until we’re at least mid 70’s anyway so I don’t see it as a big deal..

Do you want to spend 17 more years coming home from work to a place you hate, and then - what? move? - or 24 more years coming home from work to a place you love? Which you then stay in?