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To those who are mortgage free...

103 replies

outlanderish · 30/07/2025 18:36

Never thought I'd be writing this but as of today we’re officially mortgage free!!! We've been squirrelling away for 8 years to make it happen and received inheritance from DP's grandparents which helped us massively.

I thought I’d feel absolutely over the moon… but weirdly, I still feel the same? Maybe a bit of relief, but not the huge joy I expected Blush

If you’ve paid your mortgage off (or are close), how did you celebrate? Did it feel like a big moment, or did life just carry on as normal?

Also curious how others managed to pay theirs off, did you manage it by doing lump sums, years of slogging, downsizing ?

OP posts:
outlanderish · 31/07/2025 12:02

Wow thank you to all the responses. It's lovely hearing everyone else's experiences, albeit some are in vain. Glad I'm not the only one who found it anti climaxing, such a strange feeling!

OP posts:
ThisTicklishFatball · 31/07/2025 14:34

BugsyMaroon · 30/07/2025 19:20

Definitely do not tell anyone!!! People get very jealous about this sort of stuff.

I completely agree with you.

We paid off our mortgage a while ago, and it's such a relief not to have that coming out of our income anymore.

DirtyBird · 31/07/2025 15:23

LemonBeagle · 30/07/2025 19:09

😂It's a fantasy thread for me too.

Me three 😂

I'm envious of all of you who have paid yours off. I will be paying on mine til I die as I had to refi when I was unemployed during COVID. I would get drunk, and i don't drink, if I am able to ever pay mine off 😂

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