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Is giving bank details risky?

9 replies

WeAreOnTheRoadToNowhere · 20/07/2025 20:55

Family member owes me some money so plans to set up a standing order
They haven't been too honest in the past. Is there any risk in me giving out sort code and account number?

OP posts:
Coconutter24 · 20/07/2025 20:56

They can’t take anything with those details, only pay in

PersephoneSmith · 20/07/2025 20:59

Technically no, these are a matter of public record. This information is written on a cheque you hand over, for example.
There is a fine example of someone setting up a charitable donation Direct Debit for Jeremy Clarkson once though:

Is giving bank details risky?
PersephoneSmith · 20/07/2025 21:00

news.bbc.co.uk/1/hi/entertainment/7174760.stm

Interested in this thread?

Then you might like threads about this subject:

Venalopolos · 20/07/2025 21:00

PersephoneSmith · 20/07/2025 20:59

Technically no, these are a matter of public record. This information is written on a cheque you hand over, for example.
There is a fine example of someone setting up a charitable donation Direct Debit for Jeremy Clarkson once though:

But I think this could’ve been reversed under the direct debit guarantee - he just chose not to do that as it was a charitable donation and so he didn’t want to take the money away from a charity.

Yorkshiremum80 · 20/07/2025 21:05

You are fine to give your bank details out. I work for a bank.

WeAreOnTheRoadToNowhere · 20/07/2025 21:07

Thanks
I thought it was safe (ish!) but wondered if I'd missed anything
It can't be used for payment as that's the long card number and my bank asks me if I've set up a new DD
Family member is also a vulnerable adult and has been scammed in the past so I feel a bit twitchy

OP posts:
Topseyt123 · 20/07/2025 21:10

If you don't give them then how will this person repay you?

WeAreOnTheRoadToNowhere · 20/07/2025 21:22

They probably won't as they never have cash. I just wondered if it was worth the risk

OP posts:
Changednamesorry · 20/07/2025 21:27

Actually , be careful. Someone got hold of my bank details and set up a direct debit for their council tax with Cheshire East. Cheshire East council didn't check that I had agreed to it, I noticed after a couple of months as I barely use my UK account because I have lived in Spain for many years.

I got the money back through the bank but Cheshire East told me that they don't actually check with the account holder that they have agreed to the direct debit (!) and that they were "sorry".

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