Sharing bank account, sort code and address

[LittleBitofBread]

Posting here for traffic.

Selling something on a well-known informal selling forum and someone offered to pay in advance if I would keep the item for them for when they come back from holiday in a few days. I said yes and they sent the money.

Now of course we need to arrange for them to come round to collect, and I'm suddenly panicking that, if they have my name, sort code and account number AND my home address (and I usually give people my phone number as well in case they can't find the house or get delayed), they can defraud me in some way.

Is this likely/possible? Or am I panicking about nothing?

Banking is so locked down that I doubt anyone could do anything without your password, memorable information, etc.

They could set up a direct debit I think? Jeremy Clarkson posted his in a newspaper to make a point about it being safe and I’m sure somebody set up a DD to a charity.

My bank sends me a message if a new DD is set up.

If worried, could you meet them instead?

Yes was about to say this, they could set up a direct debit (although I haven't done this for years - do you now need password to do this?)

I don't think you need your address to set up a direct debit, so people could do this anyway if they were so inclined.

Yes, I remember that :-D
I'm not worried about that specifically because a new and weird direct debit would be easy to spot. And the direct debit guarantee means my bank would have to pay me back.
I'm just a bit paranoid about unknown and imagined scams that might be possible, partly because a friend of mine who had the same bank as me was the victim of a scam and the bank refused to pay her back.

But this is reassuring, if you think I should be fine.
Thanks very much, all.

Your name, sort code and account number are on cheques, which people used for years, so it’s no more information than a transaction by post using cheques would have been.

It's quite a large/bulky item, otherwise I probably would.

To process collection of a Direct Debit you need either access to the banking system or to go via a processing service.

There is trust in the system in the control of who gets access to do so, a random person cannot - strictly speaking Jeremy Clarkson gave his consent for his account details to be used, but he could have challenged and been refunded

I do like the idea of setting up a direct debit from Jeremy Clarkson's account to a charity he'd hate.