Car went into me

[mummyh2016]

A car went into me today on my way back from work. Round a busy island of 4 lanes, he tried to enter my lane but I was in the way. Can’t see how it can be my fault however he doesn’t think he was in the wrong so I’m thinking the insurers are just going to find 50/50. More damage to my car than his, my drivers door is all dented but car is drivable. DH is worried it’s going to have caused damage to the support between my door and the rear passenger door which according to him would mean it’s a write off.
I was angry at the time as the other driver denied fault however now I just feel sick. We were probably only both going 20mph if that so wasn’t a fast accident or dangerous so I don’t really know why I feel so anxious. Don’t really know why I’ve posted either, I suppose I just needed to try and get out how I’m feeling.

Insurance companies want you to deny fault in an accident so I wouldn’t worry about that. It will be investigated and hopefully he will be found at fault. Make sure you write down everything that happened , draw diagrams etc while it’s fresh in your mind.
Glad it was a slow accident and you weren’t hurt. Try not to dwell on the anxiety too much x

If you was in your lane and he was changing lanes then he should have checked the lane he wanted to move into was clear before making his move.

He's just blathering because he knows he was in the wrong. IMHO.

He had 2 other people in his car, I presume a wife and daughter. She was screaming at me that he’d done nothing wrong so I honestly don’t think he was denying fault because you shouldn’t admit it.
I feel like if he’d acknowledged he was in the wrong I’d be very much like oh it’s one of those things. I had a multi car accident 15 years ago and I was the one at fault - I remember everyone going mad that I’d admitted liability but I was firmly in the wrong, I didn’t want to put these other people under the stress of going back and forth with their insurance company. I get why he would deny it but I feel like it’s so obvious to me that it was him in the wrong surely it’s the same for him. I don’t know I’m just rambling sorry.

Can you do a diagram OP? Will help us advise and might help give you calm.

if he moved into your lane without looking I wouldn’t worry, unless you didn’t leave your lane as reasonably expected on a roundabout?

I had similar recently, car veered into me on the motorway. Pulled over and apologised but then told the insurance I veered into her. It went 50/50. Very annoying but not much you can do as it’s their word against yours. I’m getting dashcam now as that would have showed I stayed in lane and was not at fault.

Unless you have definitive dashcam proof or multiple witnesses, roundabout crashes almost always go 50/50.

It's just metal - let the insurers deal with it.

"She was screaming at me that he’d done nothing wrong so I honestly don’t think he was denying fault because you shouldn’t admit it."

No he was denying fault because he had a neurotic/screaming wife in the car who it was easier to take her side than get earache for the rest of his life.

Honestly OP. He was a prick. He was in the wrong. He crashed into you. Stop worrying about causing them hassle and start being pissed off with the hassle they've caused you. The only reason someone doesn't admit liability/fault is because they know if they admit they were in the wrong then their insurance wouldn't pay out for damage to THEIR car.

If you know you didn't do anything wrong (and you didn't by the sounds of things) then stand your ground and fight your corner. Bollocks to his feelings and inconveniencing him.

Right and wrong doesn’t matter to the insurance co, they will battle it out and likely agree a percentage. Neither of you will come out better off.

Someone did this to me the other day. Screaming and raging that he’d done nothing wrong until I told him I had the whole thing on the dashcam and then he went very quiet indeed. The dashcam was such a worthwhile investment- everyone should have one! Thankfully it was even slower than yours so no damage at all so we mutually agreed it hadn’t happened because the annoying thing is that your insurance still goes up even for a no fault claim. In your case you know weren’t in the wrong but I’d let insurers deal and prepare yourself that it’ll probably be 50:50 without footage or witnesses.