Query about pensions credit - any landlords/housing people about?

[Deathraystare]

I m 65. I have been viewing a number of rooms. (capped). Today the housing guy came back with something about it being a a nono (me getting a room where I viewed) something about pension credit (I am not a pensioner yet). He speaks very softly and I was on a tube! What does this mean from a landlord's point of view - does it mean less money for them? If it is the same for all of them I m nwever going to find anywhere am I?????

Anyone???

I don't really understand your post I'm afraid.

Are you planning on getting universal credit / housing benefit to help with your rent?

Is the housing guy someone from your council or an estate agent you've been in touch with about private rentals?

Pension credit wouldn't generally stop you getting a social tenancy, but some private landlords don't like to accept tenants who get benefits

I don't think it means less money for the landlords as you would be expected to top up any shortfall. It could be that a lot landlords will not consider people who rely on benefit to pay their rent. They will say it's a condition of their mortgage or insurance. Going forward, I don't know that you need to tell them you will be on pension credit. If asked about funds just mention pensions and savings maybe.

Sorry don't really know my way around this. I cannot understand it.

I am on the housing list. Not council, not private and have to look for 'capped' property. Can only afford rooms. I have looked at quite a few but this is the first time the housing officer has mentioned about pension credit but he is so softl;y spoken and I am always on a tube on the way back from. viewing when he rings! So I am near pensionable age, have no job and been advised by the UC lady to arrange for a letter for sick leave from my gp. She could see I have a number of health issues.

Actually the housing guy has just rung to say the landlord wants to see me tomorrow! At 2.15. For an interview. Trouble is I am already up in North London earlyt for a viewing.

I cannot sit in coffee shops all the time as I have no money!

The hoiusing guy tells me on the spread sheet that the early morning (09.30) viewing in Edmonton is ok about pension credit.

I'm still not really sure from your explanation what's going on, but I'm very confident that you're not currently in a position to advocate for yourself well.

Do you think you could book to go into your local citizens advice with all your paperwork and emails and everything about your current housing situation so they can help you understand what's going on and what your rights are.

Don't just talk on the national phone line - they're hopeless! Try if you can to speak to a local citizens advice in your area

Why did you not tell the housing guy that you are not on pension credit?

If it is not council or private rented, what kind of agency is the housing guy from?

Well you have plenty of time between the appointments to get from one to another.
take your own soft drink with you in a water bottle etc thus avoiding coffee shops and sit in a local park London is blessed with lots and lots of parks and open spaces.

Next time he phones explain you are on the tube and cannot hear him.

Will you be on Pension credit next year ? if you are on Universal Credit now ?maybe that is why he is telling you now ? or will you be on the full state pension
and do you have a private pension in addition ?

Have you tried housing associations for their over 55/60 warden controlled flats. You don't need to be on a waiting list just contact the housing associations direct (like Jonnie johnson, anchor just a couple that come to mind) and ask what vacancies they have. Did this for a relative and they had three to choose from, they viewed them all and picked which they wanted. Cheaper rent and for obvious reasons vacancies come up regularly.

Just a thought you can buy a coffee in a Wetherspoons pub for under £2 and can have as many refills as you want or as previous poster suggested take a bottle of water with you and a book and sit in a park and read in the sunshine.