he is early 20s, he keeps losing his debit card to the point he will get a new one then the next time i see him in a few days its gone and he is panicking and he will then tell people its been stolen, he generally goes to the bank in person with his passport and they order yet another card, I've known it to be twice in one week he has ordered a new card.
i have been warning him for almost two years that they will close his account if it keeps happening or they might see it as fraud or whatever but here we are.
he has now been told they are closing his account, its now somehow on me to fix this for him again and not sure how because this time he is now telling me his passport has been stolen too so now he doesn't even have id to set up a new bank account and even if he did he would lose the card within days, in his head he can just keep getting endless new bank cards.
he gets paid on tuesday and i'm not sure what to do.. without his passport he has no id
we as a family have tried EVERYTHING from trying to budget with him, to me keeping his card and giving him cash, to this to that to this again, for YEARS.
is there anything the bank could do here? if not where do we go from here? I'm supposed to be calling his bank in a few hours because he is coming for me to sort it all out but i'm being honest when i say i'm not sure what to do this time.. even bought him a wallet with a chain, and a backpack to put it in and he said someone stole them too.. nothing helps at all.
in his head i will call them and they will send yet another new card but he's failing to see they are closing the account now, and he will be unable to get another until he has id.. then IF i manage to sort this out I just know that by next week he would be coming to me saying 'my card has been stolen again'
anyone have any advice before i call the bank please? at this point i'm not even sure what to say to them when i do call.