How do some people afford to constantly be on luxury holidays?(lighthearted)

[IShouldNotCoco]

I mean, clearly some people can afford it but I see some interesting things on instagram such as a single woman (who works but can’t possibly earn the sort of money required to go from luxury hotel to luxury hotel for 8 months and to be on yachts in between.)

Instagram, of course, is not real life but I’m wondering how people do this? It makes me think of the Tinder Swindler 🤣

I would assume she is “yachting” 😅

How does she work if she is away for 8 months at a time

Well as you say, sine of them can afford it, others well....

Either they are in massive debt or its fake and they're actually at their local park/green screened.

Saying this my mum goes away a few times a year and doesn't spend that much as she gets amazing term-time package deals.

I suppose if you prioritise holidays over other stuff (decent food, house deposit, savings) then it's easier.

One of them works from home. Or wherever she is…

instagram fascinates me.

I'd assume she has some private income or benefactor.

That said I go on a lot of (cheap and mostly short) trips, which sometimes have people raising eyebrows about my finances and making assumptions on how I afford it, but the facts are that they under estimate just how good my job is, and I earn more than they think I do.

I have always lived well within my means, which means I have more disposable income than they imagine and similarly, I have never borrowed any money (except a mortgage) which must have saved me thousands in borrowing costs over the years. And I've always been a saver and am now spending some of it.

Not sure if this is people you know irl or celebrities you're watching on Instagram?

I holiday a lot. I spend at least some time each month from September to march abroad. could be 3 nights to 11 nights. People often make snarky comments about it.

To me it's about priorities. My mortgage is paid off. I own my car outright and have no debt. I don't have expensive hobbies or buy new clothes. sun is my luxury. I buy extra annual leave each year and work more in the summer to take more time off in the winter, which my company is happy with.

Doesn't make me wealthy or dodgy. 😀

I don’t tell people how much I earn but I am pretty sure it’s about double what they think it is.

I drive a 15 year old car and live in a tiny cottage. I buy clothes from Vinted.

I spend about £18k a year on holidays for myself and sometimes including my adult DC. It’s my priority.

Your friends either earn more than you think, have additional financial support, inheritance, or credit.

Would you like to take more holidays? What would you sacrifice to achieve that? Leisure time (get a second job)? Other expenditures?

Assuming it's not fake, or at least in some part faked, why can't she earn enough?

If she is single, but has a base in the UK say at her parent's house, so no outgoings, gets free visits for promotion? And her work online is well herself basically it becomes much more understandable.

There was an article about a coach load of instagrammers who turned up at a National Trust property cafe, they were being "paid" to promote the afternoon cream teas, bunch of regulars watched as they all piled out of the coach, sat around a few tables, photos photos photos with their "afternoon tea" tables, piled back in the coach, off they went. None of them had anything, not a sandwich or cake.

I have seen this in action on a smaller scale, in front of a famous painting, it was fascinating to watch (and took the family about an hour of my philosophical ranting about the spiral downwards of the modern world).

Absolute bullshit! But there we are. That's not the only place we have witnessed the crazy but it was the one that made me unreasonably aghast.

Enjoy instagram it's full of vampires (they didn't need teeth they just needed cameras in mobile phones).

We take at least four foreign holidays a year, at least one of which is usually longhaul. We are not rich, just normal middle aged, middle income people with normal white collar jobs. So how do we afford it?

Firstly, we are childfree by choice, so we are not restricted to travelling during peak school holiday time. That obviously makes a massive difference to the price of flights, packages & resort type hotels.

Secondly, we prioritise holidays over other stuff which most people spend fortunes on. We don’t pay hundreds pounds a month to rent / lease shiny new cars. We don’t buy designer label clothes, shoes, bags etc. We don’t buy piles of throwaway consumerist tat. We don’t make a big deal about or spend a fortune at Christmas. We don’t spend hundreds of pounds a month on takeaway coffees, Pret lunches, deliveroo etc etc.

Interesting insights! I do think that children are very expensive, certainly.

We spend a lot on travel, but we don't spend much on other things. Dd has just graduated but probably wants an expensive master's so that might slow us down a bit, as DH retired last year.

I have a friend who is forever on holiday, not mega luxury but carribean cruises, Iceland, a safari. She's single on near minimum wage with no family wealth.

I know she lives very cheaply - council house, adult son pays his keep but not excessive , old car, etc.

I still don't think it adds up but is probably possible with increasing debt.

I've seen this too. Instagramers seem to spend as little time/money as possible in a destination - they're like pensioners on a multi-stop coach trip really, just with bad weaves and lip fillers.

I think people have different priorities on how they spend their money and are better at managing it. If I cut out all the crap I buy of amazon, takeaways, meals out, new clothes, days out nights out, subscriptions, spending money doing the house up, a car etc etc. I think i could have some pretty nice holidays but I don't want to I'd rather have occasional average holidays and spend the money on myself, the kids and the house.

Going in term time makes a huge difference. We’re on holiday at the moment, as soon as we get home from this one we’re off abroad on holiday. Its the school holidays where we live, so expensive, however I booked via a vpn with British company as they are still on term time prices. We’re also extremely lucky as we’re mortgage free which makes a huge difference to our disposable income.

Some people spend a lot from day to day, whereas others save and use it for travel, especially out of season.