Please or to access all these features

Add post

Watch this thread

Save thread

Start a new thread

Flip thread

Hide thread

My feed

Active Unanswered threads

Getting started FAQ's

Unanswered threads Acronyms Talk guidelines

Hide shortcut buttons

Talk

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

Flip

1 2 3

Original poster

Would you rent to someone with an IVA?

52 replies

WreninaDarkNook · 08/06/2025 22:13

If they have four years left to pay it off?

OP posts:

SarfLondonLad · 12/06/2025 08:06

Bjorkdidit · 08/06/2025 23:47

People are being very unfair.

An IVA means that the person's debt repayments are limited to what is affordable after they've paid their normal living expenses.

They're also not allowed to take out any more credit so won't have growing debts to pay back like other tenants could.

You don't know the reason for the IVA and it isn't necessarily a sign they're financially irresponsible. They could have suffered financial abuse, job loss, illness or business failure but could now have turned their finances around and will likely be a good tenant.

Quite possibly, but it is still incurring a risk whatever the background reasons for the IVA.

Tontostitis · 12/06/2025 08:15

No absolutely not they have shown exactly who they are. Someone who runs up debts and doesn't pay them or at the very least tries to avoid paying them. Why on earth would you rent to them?

Flip

1 2 3

Swipe left for the next trending thread