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If you have a child in their early twenties: what do they earn?

182 replies

PuppyDay · 08/06/2025 21:34

DD wants to finish her degree, do a masters, then a PGCE to be a history teacher. Starting salary will be approx £32k with 5 years of student debt. It’s less than her cousin who didn’t get A-levels or go to uni and is doing marketing for a gym chain for £33k.

It got me thinking: what are the options out there and how much do they pay.

so what does your young adult child do and how much are they paid?

OP posts:
RampantIvy · 09/06/2025 19:13

£6k NHS bursay 😁
Her starter salary will be £27k - £36k when she qualifies depending on where she ends up.

BalladOfBarryAndFreda · 09/06/2025 19:15

1 yr post UG degree - around £24k in an unrelated sector. She's not moved into her 'career job' yet.

As others say, student loans are a fact of life for anyone who went to university post 1990. Obviously they've got more of a handful in recent years and I wouldn't advise anyone to take on more than they have to but repayments are at source and in a sliding scale. She won't notice them.

Dearover · 09/06/2025 19:18

PuppyDay · 08/06/2025 21:34

DD wants to finish her degree, do a masters, then a PGCE to be a history teacher. Starting salary will be approx £32k with 5 years of student debt. It’s less than her cousin who didn’t get A-levels or go to uni and is doing marketing for a gym chain for £33k.

It got me thinking: what are the options out there and how much do they pay.

so what does your young adult child do and how much are they paid?

Does she have funding in place for the masters? The loan is around £13k to cover both fees & maintenance. DD worked for a year first to avoid more student debt.

Shinyandnew1 · 09/06/2025 19:36

It's her choice to do a masters and incur 5 years of student debt-I certainly wouldn't recommend that if she is definitely going into teaching.

I wouldn't recommend teaching at all though, to be honest.

Lisbeth50 · 09/06/2025 19:46

Justrestingmyeyes1 · 09/06/2025 18:44

My son is 27 and a teacher. He is currently earning £70k with HoY and 2nd in dept additional roles .

How on Earth is he earning that much? With 6 years experience?

Lisbeth50 · 09/06/2025 19:47

Fifthtimelucky · 09/06/2025 16:55

Secondary yes. Currently her basic salary (M3) is just over £37k and she has a TLR (2b) worth nearly £4k.

She is being promoted from September to a head of year post. By then she will be on M4 (£39,495). She is waiting to hear what her TLR will be, but I have looked at the pay policy and I’m guessing it will be just under £6k. Once the 4% pay increase is factored in it will be about £47k in total (I am assuming the TLRs will also increase by 4%).

Starting salaries for teachers not in London or the fringe are £31,650 and those on M4 would get £38k
so if most of the teachers in your school are in that range it suggests that they are still relatively new.
I also imagine that it’s a pretty small school if the head is on about £60k.

A Head of Year with 4 years experience?

Is this due to the teacher shortage? Are there no older, more experienced, teachers in the school?

Justrestingmyeyes1 · 09/06/2025 20:00

MoominUnderWater · 09/06/2025 19:05

70k for HOY is crazy money….I'm in higher education at what I’d consider a more senior role than HOY and on nowhere near that. I mean good for him, but yeah I’m in the wrong sector. 🙈

it’s an amazing salary. Certainly more than I’ve ever earned but he has worked hard for it. Like all teachers, he regularly works 12 hour days and really cares for his students. He pushes for pay rises and is now on the ups.
I tried to counsel him to take his time and not push his luck but he just says ‘mum if I don’t ask, they probably won’t offer’ 😀

AtoC · 09/06/2025 20:05

A lot of people here are talking about children that have done well. And, yes, of course, many people do do very well indeed.

But, for every young person earning £40k plus there are likely two or more who are earning around £25k.

My nephew and niece (who are both early 20s) are examples of this. One works for Tesco and the other works for Amazon. Both of them earn between £25k and £30k and are unlikely to progress much further.

However, having said that, my niece is thinking about training as a plumber which is much better paid. She has been talking to my nephew and he's now thinking about training as a brickie.

Fifthtimelucky · 09/06/2025 20:30

@Lisbeth50

Well so far she only has three years experience - four if you count her training year. My daughter has been lucky to get on so quickly, I think. She has been a deputy head of year for the last two years and seems to have impressed the relevant SLT members in that role, so when the HOY job came up she applied and I know she beat other internal candidates to the job.

From what I hear, her school doesn’t have a particular recruitment crisis, but of course I don’t have the full picture. There are plenty of older more experienced teachers there. Turnover is quite low and her head of department has been there at least 25 years.

Justrestingmyeyes1 · 09/06/2025 20:38

Lisbeth50 · 09/06/2025 19:46

How on Earth is he earning that much? With 6 years experience?

He’s a brilliant teacher and has been promoted in that time. He’s now on upper pay range and also has 2 TLRs.

RoseDog · 09/06/2025 21:02

@yakkityshe left school at 16 and went to college (we are in Scotland so slightly different qualifications) done a entry to cooking course for year then done professional cookery course, they were not high qualification courses, she was then to do a higher course for a recognised qualification but was picked by a well known hotel to join them and be trained to their standard.

So at 22 she is a medium level chef, working her way up and she’s the only female chef!

Mama1980 · 09/06/2025 21:03

My dd1 is a biological scientist and earns around 45k post her Masters degree.

greengreyblue · 09/06/2025 21:03

Justrestingmyeyes1 · 09/06/2025 20:38

He’s a brilliant teacher and has been promoted in that time. He’s now on upper pay range and also has 2 TLRs.

Well I no longer feel sorry for teachers!

greengreyblue · 09/06/2025 21:05

Justrestingmyeyes1 · 09/06/2025 20:00

it’s an amazing salary. Certainly more than I’ve ever earned but he has worked hard for it. Like all teachers, he regularly works 12 hour days and really cares for his students. He pushes for pay rises and is now on the ups.
I tried to counsel him to take his time and not push his luck but he just says ‘mum if I don’t ask, they probably won’t offer’ 😀

This must be an academy. I know of no teachers in that sort of money including very experienced. Schools don’t normally have that sort of budget.

lljkk · 09/06/2025 21:10

age 20-25 now, incomes range from £8 to £50k/yr. None of them is a graduate (yet).

ExcitingRicotta · 09/06/2025 21:11

greengreyblue · 09/06/2025 16:17

Is this secondary? Teachers at my school are mainly earning £32-£38k . A senior teacher with many years experience maybe £45k. Head is on about £60k. Midlands.

This sounds low - are none on upper pay scale or getting TLRs?

Belindabelle · 09/06/2025 21:13

@greengreyblue Scotland. Five years qualified teacher earns £50589.

nodtik · 09/06/2025 21:14

Son 22 Trainee Pilot in the RAF, salary before flying pay ~ £40k.

About £70k post qualification and then rank rises on top of that.

Did not go to university.

Fab non contributory pension scheme too!

maggiesleapp · 09/06/2025 21:15

DGS almost 21 has just finished his plumbers apprenticeship he is now earning £32k. Already been asked to go to another company for 10k more and better perks. No student debt

CurlyhairedAssassin · 09/06/2025 21:15

greengreyblue · 09/06/2025 21:03

Well I no longer feel sorry for teachers!

Why? He's probably worth every penny if he's good, believe me.

reversegear · 09/06/2025 21:17

PuppyDay · 08/06/2025 21:43

It’s not necessary it’s just what she is interested in doing. I don’t think she understands what the debt will be like to live with for years.

I do think it’s a shame when teaching pays less than digital marketing for a gym. It’s not fair that the jobs that contribute the most to society often pay less than those with no intrinsic worth.

That’s a stinky attitude to have towards other career paths, hope you keep it to yourself, marketing a gym chain is supporting a brand that actively helps people get fit and change lives in a positive way.

My DS who’s 21 can pull in 30k working at Halfords flat out and could get to 50-60k if he wanted to carry on into full retail area management, he also has a degree in graphic design and can get 24-27k for his first salary and if he chooses to carry on can be a creative director London salary 80-100k+, but he’s joining Superyachts and will be pulling approx £2k a month tax free and within 2-3 years he could be looking at 6-7k tax free per month depending on the yacht, he’s starting at the bottom doing day work.

My advice to all youngsters is to be diverse, pot wash, retail, travel, do what you love, life is for fun and living, way to much emphasis on “careers”

LondonLady15 · 09/06/2025 21:18

DD is 24 did Law at uni then her LPC with masters. Secured a training contract (outside London) to start on 27k.
Good long term salary prospects!

mindutopia · 09/06/2025 21:28

Dh pays his employees (metal fabricators, no uni degrees) about £30k give or take a year, depending on seniority. They are all in their 20s and 30s.

When he started his graduate job after uni 13 years ago, he made £18k a year. He quit after a year, started his own company, and now makes over £100k a year. Similarly, I started out making probably £25k a year about the same time. My full time salary would be 55-60k now.

SIL works at a gym and probably makes about £30k, but she’s probably made not much less than that for many years, and as an instructor teaching mostly kids classes, I doubt she’ll make hugely more than that ever. There are jobs that have growth potential and there are jobs that don’t unfortunately.

tirednessreigns · 09/06/2025 21:30

EmmaWotsit · 09/06/2025 18:57

Really?!

Teachers are always complaining about how poorly paid they are!

This is an insane amount of pay for a teacher. Not all of us get paid anywhere near this amount and we are still brilliant teachers (said modestly!)

Justrestingmyeyes1 · 09/06/2025 21:31

greengreyblue · 09/06/2025 21:05

This must be an academy. I know of no teachers in that sort of money including very experienced. Schools don’t normally have that sort of budget.

Not an academy.