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Does anyone know about working P/T, or casual and NI contributions?

0 replies

HelpMeDoTheMaths · 04/06/2025 14:10

I currently earn £1200 a month in a P/T job (minimum wage). I am looking to reduce these hours, and increase hours in another P/T I have which will pay 50% more an hour, then in about a year double. However, job 2 is not a contract and if I don't work, I won't get paid. It is a casual job with no security. That said, I want to do it.

What is the minimum amount I need to earn to activate NI credits/ for my company to pay NI for me, as I need to pay into my state pension?

Secondly if there are some months I don't make an NI contribution because I am on holiday, or sick, how can I pay the extra NI to make up the year. I have already bought 7 years NI in the past to top up my state pension. Does this affect future top ups?

I am trying to do the maths to see how much I reduce job 1 by, with keeping my NI contribution, and then top up my income with the higher earning job 2.

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