What is this called, not working but not looking?

[Bighouseinthecountry25]

I'm 44 and being made redundant. I'm taking the summer off to spend with my DC and then will start looking for work to start late Aug/ early Sept. I won't be claiming benefits other than child benefit and we are living off my redundancy.
When I do my car insurance renewal am I unemployed and will that effect my premium? I'm not retired but I'm not looking to work. A lady of leisure?
It's only for a couple of months but sods law my car insurance is due.

I think it would just be unemployed.

Whatever they have in the drop down menu. Sometimes I select stay-at-home parent. If it's not there I choose unemployed.

I would register a claim for benefits on your first day of unemployment (even if they don't pay you) so that your national insurance contributions continue to be paid.

Housewife/househusband? Sounds a bit better than unemployed!

I think it’s called enjoying yourself with the kids but on a form I’d put gap

At first I was house person, full time parent, carer or whatever 'not working but not unemployed' option they gave; but since reaching my mid 50's I just put "retired"!

There is usually an unemployed option

For insurance purposes, there is probably an option that is something like ‘unemployed and not looking for work’ or ‘not working and not looking for work’. I design surveys and we often ask for employment status this way. If it’s not that specific, I’d just go with unemployed or stay at home parent, if you have children at home.

Not in paid employment.
Stay at home mum.
Homemaker/Housewife.

One of those.

Thanks all makes perfect sense

Career break?

until I qualify for my pension, I'm using the same term as the government and ONS appear to - namely, 'economically inactive'

Funemployed
on a sabattical
taking a career break
taking self funded long service leave
using your FU money

take your pick!

I would go with “homemaker”. I can’t imagine many men tick “homemaker”.

Since 2012 insurance companies have not been allowed to group by sex but they can group by occupation. You therefore want an occupation that puts you in a group with women. Preferably boring, safe driving women.

I did my insurance today, and I am living with independent means which sounds a bit posher than living on my savings.

The insurers charge based on risk, which they seem to think varies by job. Martin Lewis has useful info on his money saving expert website about this. My mum saved a bit of money by stating housewife instead of retired. Housewife probably lower risk than unemployed but it might be worth putting your usual profession if you're only taking a few months out.