Any legal / insurance bods about?

[EveryFlavourJellyBeans]

I will caveat this by saying I suffer from extreme anxiety which is why I'm in a bit of a tizz.

DC is in a club. Last week, the club did an activity at an entertainment venue.

The venue has its own car park, off road.

After the event, the club leader was contacted by the venue who claimed that one of the parents damaged the car park wall with their car.

They have CCTV but refused to share images with the club leader.

They have given the leader a car colour and make, and also a photo of one of the DC (photo was taken during event) who attended, claiming that the DC is shown on CCTV getting into the car responsible.

I gave a lift to the DC identified, and my car is the colour identified, BUT not the car make.

My car also has numerous features, cameras, sensors etc, and alarms sound if I get near anything.

I was not aware of hitting any wall at the time. In addition, my car has no damage whatsoever.

So, that being said, I'm pretty confident it wasn't me.

But here's where the anxiety comes in. Let's say it was me, my car isn't as smart as I thought it was, and I somehow hit a wall without even noticing.

What would happen next? The venue is apparently considering contacting the police. Could I be charged with leaving the scene of an accident? Would it be my insurance that pays out?

You are very unlikely to be charged with leaving the scene of an accident.

at absolute worst this sounds like a minor shunt.

leaving the scene of an accident is generally used when people are or may be injured and there is obvious damage to cars.

this sounds like (if it even was your car at all) a very minor parking incident.

this is precisely the kind of thing insurance is here to handle.

Thank you.

A slight digression here, but hopefully food for thought. Surely if a car hits a wall the car would sustain more damage than the wall. And as you say there is no damage to your car, l don’t see how this can be.

Thank you. I agree. Unfortunately I'm not very rational when in the throws of anxiety and tend to catastrophise.

You’ll know if you hit a wall, believe me. The sound is horrendous even at low speed.

The venue do not have to share images ( and under gdpr should not ) with a third party. Only organisations like the police have right to request it. Nor should they keep images of the children.