Bank cards fraud

[littlebilliie]

We have received bank cards to our house in the name of someone who has never lived in the house or we know in the neighbourhood. Visa cards and in the name registered to our address.

I spoke to action fraud today and they've given me a crime number however I am really concerned how these cards could've passed through the banking security and to be issued. Any thoughts would be useful.

Hello any advice

Could be an incorrect house number or postcode. Fairly easy mistake to make. Not sure I'd assume it's part of a massive scam

Check your credit file every month.

Sign up for CIFAS.

I think, if it was general mail, I would've seen that, but as it's definitely placed against the property, I'd have to assume something else sinister

Have you spoken to the bank that issued the cards? Though perhaps it was them who suggested ActionFraud?

Take them into a branch.

If someone calls asking for the cards, DON'T hand them over, tell them that they have been returned to sender.

It is a possible scam with any subsequent debit being linked to your address, with baliffs calling etc. 😱

I reported to action fraud and they give me a crime number however this won't protect our property.

I've spoken to the financial provider but they are an online bank so there's no presence. The cards are going to be returned in the post and doing a quick local search. Doesn't seem to be anybody locally that name . with some of these cards they can be activated without the actual physical card which kind of worries cause it will be against our address.

My DH also had an attempt on his card this week so it's all starting to add up into quite an unpleasant picture

We had something a few years ago when we received a notification from the DVLA to our property. I called the police and they told me to open the envelope and they took all the information and it seems it was regarding a stolen car and they've registered it to our address at the DVLA was informed and it was just a bit of other nightmare sorting it out.

It seems once someone starts to get something registered against your property. It can really start to escalate as I have a proof of a residency and history at your address.