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Universal Credit

12 replies

stayingontop · 12/02/2025 08:00

Hello,
So currently I work 20 hours a week on minimum wage and husband works full time (30k) a year.
I would like to reduce my house to 15 hours a week, would this mean we are no longer entitled to Universal Credit?
We have three children under 16 and don't often claim childcare element for them.
I was under the impression I could reduce my hours and not lose UC, but then I have read this article and it mentions a minimum of 18 hours a week working.

www.thetimes.com/money-mentor/income-budgeting/universal-credit-and-benefits-who-qualifies-how-apply#:~:text=The%20number%20of%20hours%20that,Administrative%20Earnings%20Threshold%20(AET).

OP posts:
IDoLikeToBeByTheSea · 12/02/2025 08:02

It’s not so much the hours, but the amount of wage. Run it through the entitledto calculator to check. However, if your income means you’ll have nil UC award then you’d be better off anyways

Nonametonight · 12/02/2025 08:05

It will depend on your partner's earnings.

If your combined earnings are still over £1437 per month you won't be asked to look for more hours.

If you dropping down to 15 hours a week means your combined monthly earnings drop below £1437 then you will be expected to look for more work

You say your partner earns £30k pa. As long as that's as an employee and not self employed you should be fine to reduce your hours

Glassofeau · 12/02/2025 08:07

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Glassofeau · 12/02/2025 08:08

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stayingontop · 12/02/2025 08:16

I take holiday or my husband takes holiday, so the kids don't need to be in childcare.
They are 12, 10 and 8.

My husband is employed , not self employed.

OP posts:
stayingontop · 12/02/2025 08:18

Nonametonight · 12/02/2025 08:05

It will depend on your partner's earnings.

If your combined earnings are still over £1437 per month you won't be asked to look for more hours.

If you dropping down to 15 hours a week means your combined monthly earnings drop below £1437 then you will be expected to look for more work

You say your partner earns £30k pa. As long as that's as an employee and not self employed you should be fine to reduce your hours

I did not know about the combined income, thank you

OP posts:
Glassofeau · 12/02/2025 08:20

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Glassofeau · 12/02/2025 08:20

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stayingontop · 12/02/2025 10:01

I appreciate your concern, but you know nothing about my personal circumstances and that was not my original question

OP posts:
Glassofeau · 12/02/2025 10:03

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Disturbia81 · 12/02/2025 10:09

You can still receive it but if you drop too low they will start calling you in for meetings and expect you to job search, if you don't do that you get penalties.
Unless you have extenuating circumstances like you are a carer, disabilities etc

ABunchOfBadBitches · 12/02/2025 10:11

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Haven’t you been banned like 1000 times and yet here you are still harassing people? It’s weird

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