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How do people manage on little money?

167 replies

istheheatingonyet · 08/02/2025 17:11

Ive just spent the best part of £300 on getting my teeth cleaned by the hygenist, a weekly shop for 2 ( adult son also here temporarily) and getting my hair done.
Now I know the third is a total extra but it's one of my few extras.

How do people manage? it's madness.

OP posts:
biscuitsandbooks · 08/02/2025 19:34

WhoisRebecca · 08/02/2025 19:19

I appreciate that and I’m lucky not to be in that situation but I think if OP can get that money together then it isn’t an unreasonable choice.

Of course it's not an unreasonable choice.

But her original post was wondering how people can manage on very little money - and the answer is that they don't get their hair done or go to the hygienist, or spend £300 on the weekend. Those things just don't even cross your mind when you don't have the money.

Em1ly2023 · 08/02/2025 19:35

BeTwinklyKhakiPanda · 08/02/2025 17:37

Go to the dentist when it hurts and brush well. Haircut once every 8 weeks is £45, could be cheaper but I like the hairdresser. Groceries about £180 a month.

I'm on my own, living in central London on a good salary but also a mortgage that needs paying off before I retire

Genuinely, how can groceries only cost £180 a month in London?

CluelessAboutBiology · 08/02/2025 19:37

Nannyfannybanny · 08/02/2025 17:17

You manage on what you have, unless you have a credit card or debts. (I don't)How much was spent on each item? I'm in the SE dental hygienist in the summer was £35. Hair,lo lights every 8 weeks is £50 and shopping for 2 adults and 2 dogs (border collies) varies slightly, average £70 a week.

My goodness, £35 for the hygienist is an absolute bargain. Mine is £82 😩

DoloresODonovan · 08/02/2025 19:41

OP, remember, we hve to ‘cut your coat according to your cloth’

ergo, without the £300, they might tie her hair back, brush teeth
more often and more thoroughly
possibly with bicarb, feed son home made pie, mound of potatoes,

bread and butter pudding, bottom of the fridge soup, home made cake,
big pot of tea, it can be done.

Poor/er people manage by planning, doing without, lowering their
expectations of life, cooking properly, cheaply, make do and mend
in a simple uncomplicated lifestyle.

Many are keeping their heads above water by deeming luxuries
what other people take for granted, ie skiing in Chile, when a day out
to Kew Gardens or wherever is as far as many will visit,
low income families with children, pensioners, single parent families,
disabled.
“ There is no nobility in poverty “ though

Teeth are important though they hold our faces up.

JimHalpertsWife · 08/02/2025 19:43

We have "little money" but also we have "little costs" - our mortgage (25 years, 15% deposit) is only £402pcm Grin

StormingNorman · 08/02/2025 19:46

WellsAndThistles · 08/02/2025 19:03

I go to the NHS dentist for regular routine appointments but surely paying for a private dental hygienist over and above that is a luxury?

You’re assuming everyone can get an NHS dentist.

DoloresODonovan · 08/02/2025 19:51

istheheatingonyet · 08/02/2025 17:44

Of course I expected sarcasm and nastiness but hey ho.

My teeth are very poor due to neglectful parents and my age. I don't think it's unreasonable to try my best to keep on top of the situation. The hair is a luxury. The food thing, God knows I've tried every kind of system under the sun and I'm sorry I don't do well unless I eat decent stuff. I signed up for Bread and Butter scheme but sadly either binned it or gave it away. Thanks

I didn’t read any of tht as sarcasm or nastiness ? but resigned to limited spending

here is another platitude - necessity is the mother of invention - if you had £4 until the end of the week and a son to feed you would find a way.
You have certainly started a hygienist costing competition here ha ha

YourHappyJadeEagle · 08/02/2025 19:59

Budgeting/ money management. I’d pay for the most pressing thing, put the others on hold until next pay day.
I’m retired so pretty fixed income from pensions. DDs are covered, food and petrol budget, fun money then the rest goes into my savings account. I can draw on that if there’s a big bill — car repair, new boiler, need to pay for healthcare etc..
I’ve always lived as if I was low income even when I was a high earner, hence the life time money management.

Pineapplewaves · 08/02/2025 20:00

I go to an NHS Dentist where I pay £16.00 to see the Hygienist (it's no way near as good as a private hygienist but I can't afford private anymore). I only get my hair cut and my roots done every three months (it used to be every eight weeks but I can't afford that anymore). I just have to suffer the grey roots for a few weeks, plenty of the school Mums do where I live. Food we have a budget and stick to it. We stick to shops own brands and rarely buy branded items. I cook most meals from scratch and everyone has a packed lunch.

istheheatingonyet · 08/02/2025 20:09

@DoloresODonovan Thank You. Yes teeth hold up our faces. One poor lady I know looks so much older than her years due to a sunken face.

There are no NHS dentists here. I had a shit dentist last time who lied to me and messed me about. This one is honourable. Gum disease is my responsibility. I have not taken as much care as I should.

There is the odd unpleasant post but never mind. the good outweighs the not so good.

OP posts:
istheheatingonyet · 08/02/2025 20:10

KIlliePieMyOhMy · 08/02/2025 19:04

Yawn, or rather do pop off OP.

?

OP posts:
oakkiln · 08/02/2025 20:27

istheheatingonyet · 08/02/2025 17:44

Of course I expected sarcasm and nastiness but hey ho.

My teeth are very poor due to neglectful parents and my age. I don't think it's unreasonable to try my best to keep on top of the situation. The hair is a luxury. The food thing, God knows I've tried every kind of system under the sun and I'm sorry I don't do well unless I eat decent stuff. I signed up for Bread and Butter scheme but sadly either binned it or gave it away. Thanks

Ignore them. I get it's hard when you are used to having these luxuries before things got so expensive.

I'm on a very tight budget but get a really good cut and colour every five weeks. It's my little treat as I don't spend on any other luxuries (clothes from a charity shop but only very occasionally).

My trick is going to the local college to get my hair done. What would cost me £130 in a salon costs £25 at the college (although they do charge 50p for the most awful badly made cup of instant coffee!). The students are very well superb and in about 15 years of going I've only ever had one bad hair cut.

istheheatingonyet · 08/02/2025 20:31

@oakkiln a small victory today was a jacket from Vinted for one pound. Hurrah!

OP posts:
grafittiartist · 08/02/2025 20:34

I had the same thought today after a very expensive trip to Tesco that shouldn't have been expensive.
You take your eye off the ball for a moment and you've spent a fortune.
It's so hard for those on a tight budget. Life is expensive.

ThePartingOfTheWays · 08/02/2025 20:36

istheheatingonyet · 08/02/2025 17:44

Of course I expected sarcasm and nastiness but hey ho.

My teeth are very poor due to neglectful parents and my age. I don't think it's unreasonable to try my best to keep on top of the situation. The hair is a luxury. The food thing, God knows I've tried every kind of system under the sun and I'm sorry I don't do well unless I eat decent stuff. I signed up for Bread and Butter scheme but sadly either binned it or gave it away. Thanks

It's not unreasonable for you to pay to see a dental hygienist or eat the food that agrees with your system, no. But it's still true that the answer to your question about how people on low incomes manage is, they have to forego stuff like that. There is a reason poverty and poor health are correlated.

istheheatingonyet · 08/02/2025 20:38

ThePartingOfTheWays · 08/02/2025 20:36

It's not unreasonable for you to pay to see a dental hygienist or eat the food that agrees with your system, no. But it's still true that the answer to your question about how people on low incomes manage is, they have to forego stuff like that. There is a reason poverty and poor health are correlated.

Bloody disgusting. I have helped out for years and years with community projects, seen some hungry people and children. Terrible.

OP posts:
Germanymunch · 08/02/2025 20:44

Mangoesintoapub · 08/02/2025 18:21

Some very literal people on this thread. It’s quite clear that OP is expressing concern for people on low incomes.

Dental hygiene is hardly a luxury item and yet it’s unaffordable for so many.

Unfortunately I hadn't realised NHS exemption card had just gone out of date and actually got fined for agreeing to a clean on an outdated card. £110 paid off at £10 a month for a year. I wish they had a record of when your card is out of date as I earned a couple of hundred over the next year and wasn't entitled to one (which I didn't realise) and I would never have agreed to a clean if I had known. I'm now far too embarrased to go back to the dentist at all!

Frazzled2108 · 08/02/2025 20:48

I cut my own hair. Don't see a hygienist and budget £50 a week for food.

ThePartingOfTheWays · 08/02/2025 20:49

istheheatingonyet · 08/02/2025 20:38

Bloody disgusting. I have helped out for years and years with community projects, seen some hungry people and children. Terrible.

Yep!

istheheatingonyet · 08/02/2025 20:50

@Germanymunch thats awful. I believe there is some sort of link between dental hygene and demantia for example? What a disgrace that you should be in this position.

OP posts:
Viviennemary · 08/02/2025 20:57

They don't spend unnecessary money. And cut back on basics such as heating., bit silly to compare yourself. You can afford luxuries. Lots of folk can't.

istheheatingonyet · 08/02/2025 21:03

Viviennemary · 08/02/2025 20:57

They don't spend unnecessary money. And cut back on basics such as heating., bit silly to compare yourself. You can afford luxuries. Lots of folk can't.

I can't afford them and I am acutely aware of the mess the country is in. I feel sad for people who can't afford something as basic as a dentist.

OP posts:
SchrodingersTwat2 · 08/02/2025 21:06

Ive been lucky with my teeth but I realise that other people aren't. One filling years ago (nearly 50) and I've never needed to see a hygienist.

Hair cut is £3 at my local college.

I live like this because there is no alternative. Lone parent caring for a disabled child.

We can both survive on £20 a week for shopping if necessary. Boring over a long period of time though!

BeTwinklyKhakiPanda · 08/02/2025 22:28

Em1ly2023 · 08/02/2025 19:35

Genuinely, how can groceries only cost £180 a month in London?

I eat out as well, but buy a veg box, and cook from scratch most of the time. It's only for 1 person

CarpetKnees · 08/02/2025 22:44

Some very literal people on this thread. It’s quite clear that OP is expressing concern for people on low incomes.

It really wasn't.
Her thread title is "How do people manage on little money* and people have answered that question.

It often gets thrown about on MN. There's a holidays thread today and after a while someone came on and said "How do people afford so many holidays?". I mean, clearly, they have higher income and lower expenses than people who can't. It's just such a daft question.