I know I'm very old (nearly 70), but I read a lot about family's where the couple are not married and he/she is having an affair and nothing is in her/his name and can't leave because there is nowhere to go.
It is so easy to set up home and have children with out being married, no stigmare like back in the day and that is fair enough, but for your own piece of mind should you not be married? It protects you so much and it's not old fashioned it's financial sense. Some people say its just a piece of paper but it is much more than that.
If you don't want to marry then get a pre-nup. Please every one protect yourselves.
So many broken relationships on here makes you too scared to live with anyone.
I lived with my DH for about 15 years before we got married and then we went through a rocky patch and I went to Citizens Advice to see where I stood has nothing was in my name, and she told me to get married so I would be not be left high and dry. We did get married and now feel more relaxed knowing I am financially safe. I know money and property takes the romance out but you have to be secure. You never know what's around the corner.