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partners credit score

0 replies

richteafingerr · 10/11/2024 12:42

Hi,

I am about to apply for a 0% credit card. I have an excellent credit score as an individual. Very low levels of well managed debt. My partner has some debt issues at the moment - missed and late payments. Thankfully no defaults and/or CCJ's. We have a joint mortgage and a joint account ( both of which are 100% up to date) so we are financially associates.

Will I be declined for my 0% card? Does anyone have any experience of applying for credit when your partner/spouse has a poor credit score?

Thanks in advance folks

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