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Best way to insure my 17 y/o Dd on provisional licence if I have an Auto licence?

16 replies

isthereaway · 05/11/2024 13:51

Just that really.
A friend recommended Marmalade but they can't help me as I 'only have an Auto licence not a full one' (30 years Auto as a result of left leg problems)

My current insurer Aviva wont insure if under 21.

I have a Nissan Xtrail & wanted to be able to take her out to practice.
Any recommendations please? (House ins also due & Ds unwell so drowning..)

OP posts:
isthereaway · 05/11/2024 14:41

Bump

OP posts:
November2024WL · 05/11/2024 14:50

Try Adrian Flux.

Insure in your daughters name not yours.

November2024WL · 05/11/2024 14:51

www.adrianflux.co.uk/extras/learner-driver/

November2024WL · 05/11/2024 14:52

However, if she is learning in manual with an instructor it is not a good idea to start her off in an automatic.

ApoodlecalledPenny · 05/11/2024 15:07

Do you need to insure her for a manual if she'll be practising in an automatic? (I'm assuming she's practising in your car rather than in a different car?)

bestbefore · 05/11/2024 15:19

I don't see what type of licence you have matters
If your own insurer won't cover her and then you'd need a temp policy or to swap insurers for you both
These guys look like they will quote for her? https://www.veygo.com/learner-driver-insurance

November2024WL · 05/11/2024 15:23

You can have a stand alone learners insurance policy in the learners name alongside your own on your car. This means if your DD has an accident it doesn’t affect your insurance. We did this for our DC. All in it cost less than £400 for him to learn with us and pass his test in our car within 6 months after his 17th birthday (late August baby). We did it this way as he had A levels and we wanted him passed by the February before he took his A levels in the June so he could revise and concentrate on them.

GladAllOver · 05/11/2024 15:26

Your Xtrail is a very big car for a learner.

Balloonhearts · 05/11/2024 15:35

Big cars are easier when learning, I think due to the higher driving position but the insurance for a learner on a 2.5l is going to be excessive. Like 4 figures excessive I'd think. You might be cheaper just to fork out for extra lessons.

If you want her to learn manual then don't start her in an automatic, they are very different to drive.

I learnt in a manual and passed in an auto (don't ask) and could change between the two cars easily but I think if I'd have started in an auto I'd have had trouble.

Bankholidayhelp · 05/11/2024 15:55

Disagree about not practicing in an automatic if driving lessons are in a manual.

For me it made it easier as I could concentrate on driving rather than.what gear I was in etc. so my confidence improved.

Marmalade should be able to do something though or Adrian flux

MillicentFaucet · 05/11/2024 16:05

I added my (just turned) 18yo son to my insurance yesterday and it was £29. I was very surprised & double checked everything, expected it to be at least a few hundred.

MillicentFaucet · 05/11/2024 16:07

Sorry I forgot the important bit, insurer is Go Girl

isthereaway · 05/11/2024 16:18

I'm insured with Aviva who won't insure under 21's. I called Marmalade who said No as I don't have a full license (even though my car which she'll practice in is an automatic). They may do a stand alone policy for her though?
She needs a full licence but has no one to help her practice with a full licence (her Father just lost his ...)
I appreciate an Auto isn't ideal if she's taking a manual test but it would still help her learn spatial / mirror awareness etc to practice with me. Only other car she has access to is an elderly Volvo XC90 which is hugely heavy & also automatic.

OP posts:
November2024WL · 05/11/2024 21:13

Bankholidayhelp · 05/11/2024 15:55

Disagree about not practicing in an automatic if driving lessons are in a manual.

For me it made it easier as I could concentrate on driving rather than.what gear I was in etc. so my confidence improved.

Marmalade should be able to do something though or Adrian flux

Starting off is the crucial point I mentioned not ingoing practice. Practicing in an automatic after manual gears are accomplished is fine IMO. Just don't start off in an automatic and then do manual. That is my POV.

November2024WL · 05/11/2024 21:15

MillicentFaucet · 05/11/2024 16:05

I added my (just turned) 18yo son to my insurance yesterday and it was £29. I was very surprised & double checked everything, expected it to be at least a few hundred.

Has he passed his test or is he a learner? That is a very low price either way?

MillicentFaucet · 05/11/2024 23:29

November2024WL
He started lessons 3 weeks ago, I agree it's a weirdly low price

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