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A question about pre-payment debit cards for teens.

31 replies

Needmorelego · 22/10/2024 13:54

We are looking into getting a pre-payment card for our 16 year old daughter - hyperjar or starling - something like that.
Starling says she would need photo id (a passport) to apply. Hyperjar is vague to whether as she needs the id or the parent opening the account.
Does anyone know if she has to have a passport to get a hyperjar account?
She doesn't have one (and unlikely to need one). Her Dad has one though so can he open the account?
Thanks.
(She's 16 but autistic which is why she hasn't got a regular bank account)

OP posts:
Singleandproud · 22/10/2024 15:23

YellowphantGrey · 22/10/2024 15:11

DS had hyperjar after a faff trying to get a bank account and it's not really great. An Adult needed to be on the account and that adult is the only one who can pay into it. So when it come to transferring his pocket money, I had to send it to DH who then had to send it to DS

I don't know what people thought we were asking for but LLoyds and Barclays would only allow DS to open an account with no card and said only 16 year olds plus get a debit card.

He now banks with Natwest who also wouldn't give a card immediately but his job wouldn't pay his wages into someone else's account

Thats very weird as there are lots of banks that do children's accounts that comes with a debit card from 11.

Needmorelego · 22/10/2024 15:26

@budgiegirl the "national id" cards that I know of seem to be a bit hit and miss as to who accepts them.
At the moment we use a combination of her birth certificate and oyster zip card when needed (which is the cinema basically).
She's tiny and young looking so I (whisper this bit ) I still pay child price where I can 😬

OP posts:
YellowphantGrey · 22/10/2024 15:31

Singleandproud · 22/10/2024 15:23

Thats very weird as there are lots of banks that do children's accounts that comes with a debit card from 11.

Well that's what I couldn't work out because I know I had my first card account at 14 for my first Saturday job.

I even sent DH as I thought it might be my accent or getting the name wrong but he got the same response

RagzRebooted · 22/10/2024 15:40

YellowphantGrey · 22/10/2024 15:31

Well that's what I couldn't work out because I know I had my first card account at 14 for my first Saturday job.

I even sent DH as I thought it might be my accent or getting the name wrong but he got the same response

That's odd, mine got cards with their normal accounts and have been able to use them contactless/with their Google pay since at least 14 if not younger.

CurlewKate · 22/10/2024 16:48

@Needmorelego Have a look at Monzo.

Needmorelego · 22/10/2024 17:10

@CurlewKate thanks. I will look at that one too.

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