Protecting myself as a stay at home mum

[athomemum1]

My husband and I are self employed together although he does all the running of the business. Im a stay at home mum currently but am paid from the business i do small bits of admin but its very minimal. I also have my own passive income. Im chronically ill and the business is demanding so it’s definitely easier for my health to be at home as partner works long hours. I want to be a stay at home mum and wife but also want to make sure I’m protected. I have a prenup I have my passive income I own the home we live in he owns his old house which we rent out. I hate to think of the worst case scenario as we are very much in love but no one knows there going to get divorced or thinks it’s going to happen. Is there anything else I should be doing to protect myself?

Pension

Who owns the buisness? I own half and my partner owns half even though I am a SAHM. This means that if we split the company profits (or company assets) would be split 50/50.

He owns the business but I own the building of the business which is worth more. We also both pay into pensions and have shares

That's probably the best protection you will get.

My partner and I own half the buisness each, he owns the yard the buisness is based in (construction and groundworks) and I own the farm and house we live in.

From a legal stand point you will get a better division of assets if you contribute equally to the buisness (I work as a civil engineer within our buisness and my partner as a structural).

We are getting married which I believe will offer even more protection.

I had never even considered any of this until my DS (11 months old) was born and I love my partner very much, having a baby just shines a very stark light on it all and paranoia was a huge part of the postnatal anxiety I experienced - to the point I even contacted a solicitor to check all of this.

Yes it does I was speaking to my partner recently after the birth we were saying how we love each other and will grow old together. I just burst into tears and said so did my parents and your parents except they got divorced no one gets married expecting to get divorced. It could happen so it’s good to be prepared as divorce brings out the worst in people. Planning division of assets when your both on a good page is the way forward.