Spending money/disposable income

[Cantinao]

Morning,

just out of (nosey) interest, how much money do you have each month that is totally un allocated to any specific pot, and can therefore be spent on anything you want- treats/luxuries etc

1k/2 (I think) without any dedicated "home" for it, could fun money or added to mortgage etc

£800 to spend , £2000 goes into savings for early retirement

I could feasibly have £3k but we want to do some house renovations so all funds are going into that.

I've checked (roughly) it's a little more, I hadn't really thought about everything one plan/ pot is full (it's dedicated to a particular thing) so the money from there is now available. I'm terrible at explaining!
What about you @Cantinao you didn't include yours

About 15% of my net salary is totally unallocated (for Christmas, clothes, birthdays, holidays/days out, eating out etc, ad hoc vet bills). Expensive one-offs (eg, decorating) would be a combination of savings and discretionary.

Has it been an hour since we last had this question 😂, Mumsnet, fixated on how much other people save and spend 😂

Yup and the original poster never start off by saying their own ...

And people who add nothing still feel the need to read and post rather than just scroll past 🤣

Id never ask this question on mumsnet cause it's full of wealthy people on here. As someone who is on a low income, I haven't a lot of disposable income. Most of mumsnet wouldn't know what it's like or talk about how they've been there but got out of it through hard work🙄

Joint income and our bills childcare and mortgage usually come to 3k we usually have about 3k ish left depending on my OH overtime but we have a wedding next year and been putting stuff on our credit card each month to get the avios points so that payment is normally 1k a month until everything for the wedding is paid off.

Anyone can post where they want, what has the OP added other than a meaningless question?

£18 a month.

@SparklyLimeJoker that must be real tough. It just shows the massive divide in this country. Such inequality.

I feel really lucky that I have that. It does get swallowed up most months. The food shop is tightly budgeted down to the penny. This week alone for example the asda just essentials low fat yogurt went up from 35p to 55p and I buy 3 a week so that was 60p more than my weekly budget and roughly £2.60 extra a month so going to have to cut back on that.