When I was younger I always had a plan for my next steps in life - pass certain exams, do a course, save x amount of money, get work experience. Then in my thirties I had 3 children and got divorced so that consumed most of my time. Now I am in my late forties and my children don’t need me as much I find myself with more free time but no real plans, other than short term ones like meeting friends, etc. so I am wondering how much other people plan ahead? Do you plan big holidays, house renovations, exercise goals, starting new hobbies etc? Or do you just let life happen and go with the flow?