How do I pay via bacs?

[elliejjtiny]

I've tried googling but I'm still confused. Is it like paypal? I don't do online banking but dh does. It's for an activity for the dc and the advert said payment via bacs please and then gives an email address. So I'm not sure if it's like paypal and you just need an email address or if they mean for people to email them and ask for the account details and then do it like direct debit but as a one off thing.

Sorry to be completely clueless, I've just never done this before, I normally just pay for stuff with my debit card.

You need an account number and sort code for BACS so I assume you email them and ask for payment details.

Bacs is bank transfer so will need to email for account details x

You need to request the sort code and account number and the name of the account holder.

Your Dh paying through online banking is the easiest (then get your own online access set up). But I’m sure you could also pay by going into the bank and asking to send a payment via bacs and give them the details.

With their account details you can then go into a branch to arrange.

You just need sort code, account number and account name, so since they've provided an email address they probably intend you to email them to make the booking and they send you the details.

Then you just go to your online banking, there'll be an option like "make a payment" and you type in Jane Smith, 01-23-45 12345678 or whatever.

With some banks it will check the name against the account number before you click to confirm, so you can be sure you haven't mistyped.

As others have said.

On a side note though - do get yourself set up with online banking.

As you have a debit card, presumably you have a bank account. It's an important and useful tool to have.

Also you will probably have the option to add a reference. Put the name of your DC as the reference so the people you are paying know who you are paying for.

It's likely you need to email for bank details i.e. Sort code, account number, name on the account and what reference they want you to use.

You'd then set up an online payment through your bank (download the app) to those details. The payment details will remain on the account in case you want to send money to them again.

It's not a direct debit or a standing order; it's a one off payment using the faster payments system

Faster payments are all done through the bankers automated clearing system (which is bacs), it just means that it happens immediately.

If you don’t understand online banking I’d suggest you learn - just in case you are in a position where you need to use it.

Via Bacs is a really weird way of phrasing it as that's normally batch payments like salaries that are made that way.

I think they mean via bank transfer, so email for the sort code and account and then get your husband to make the payment.

But seriously, get set up with online or app banking. You are doing yourself a disservice not signing yourself up.

Why don't you do online banking but your husband does? I would really advise getting your own online banking sorted. What if something happened to your husband? Online banking is just part of life now. Many banks don't even let you open an account any other way. How on earth do you function financially and keep track of card payments, direct debits etc without it?

How old are you? Do you use a smartphone? If you do have a smartphone and can use one, online banking is extremely easy. All the major banks have apps.

Thank you. I've got it sorted now. I don't have a smartphone but dh does, that's why he does the online banking. I just ask him if I want to know how much is in the account. I know it's a bit odd but it works for us. We are both compiling lists of instructions at the moment because although we are happy with each of us having jobs that we do, if one of us dies, the other one of us would be clueless about certain things. This is the one downside of being together since we weren't proper grown ups, neither of us has ever been a single adult.

Plenty of people have been together and never lived alone. It doesn't mean that they can't do the basics in life. I mean to have to ask your husband how much money is in the account is ridiculous. I can't believe women are still putting themselves in these situations. It seems like you have no financi autonomy in the relationship, that's very unhealthy.