As in, how to maximise savings for future such as retirement etc and a pot you'd need for emergencies. There's a 6k cap of savings without an impact on benefits, up to 16k whilst a reduction is put in place. After 16k you cannot claim UC etc
I manage money fine at the moment because, thankfully, my child's disability has meant I can adequately fund things for now. But I worry about the eventual transition to the disabled child elements going and what income I'd be looking at whilst caring for him as an adult.
I am still quite young but have a child with severe disabilities so cannot currently work. I night possibly return to something in the future but it would have to be incredibly part time and flexible.
My future pension really worries me.
Can you get a financial adviser for these things?
I have previously considered an ISA for retirent but then learnt I can't as it'll impact the savings cap, but it appears some sort of private pension would be allowed?