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Mortgage faff

1 reply

montysma1 · 23/05/2024 00:11

So our deal finishes in August.
Today went on line to sort out a new deal as I have done several times.
Normally look up deals for existing customers, pick the one I like, click, paperwork comes out, sign it. Hey presto, new deal.

Today the web page wouldnt let me. When I phoned , they said so ethnbg about the FSA deciding that we need to chat to a mortgage advisor? Is this bullshit?

I don't want or need advice. I want a 2 year discount fix, no fees. That's what works best for our size and duration of mortgage.
I have no need to listen to an advisor droning on.

Small mortgage, tiny portion of house value, never missed a payment, know what mortgage I want. Can't see what the deal is.

Has anybody had this or know why they would flag us for mortgage advice? Is it really an FSA thing?

OP posts:
Ariela · 23/05/2024 01:10

It may be that due to the news of a general election in July, they were still deciding what the new interest rates would be / if they were changing.
Hence being directed to a FSA as opposed to finding a rate on the website ie stalling you till they decided on a rate, as opposed to you going elsewhere.,

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