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Original poster

Husband has been made redundant and I'm scared

18 replies

Boopboopbeepboop · 22/05/2024 19:28

I know this kind of thing happens to a lot of people. We're not the first and won't be the last but I'm scared.

We only recently bought our house after years of saving and now I'm scared we'll lose it and have to move.

Because of other things in our life I can't work (potentially from home and in the evenings but I appreciate that is tricky) so I feel like I can do nothing to help.

My husband is applying for work but he's had no success yet.

I just feel sick.

I don't know what I'm after by posting. I think I just wanted to vent.

OP posts:
SeeingRainbowsInTheGloom · 22/05/2024 20:43

Understandably scary for you. As a stop gap could you take in a lodger if you have a spare room? Obviously that's not always possible but could mean you stretch savings out for a while.

Original poster
Boopboopbeepboop · 22/05/2024 21:08

SeeingRainbowsInTheGloom · 22/05/2024 20:43

Understandably scary for you. As a stop gap could you take in a lodger if you have a spare room? Obviously that's not always possible but could mean you stretch savings out for a while.

Thanks for responding.

A lodger isn't possible for a few reasons not least because this house needs so much doing to it, I doubt anyone would want to stay in it.

OP posts:
converseandjeans · 22/05/2024 21:08

You should be able to sign onto universal credit & I don't know if they still do - but pretty sure that they used to pay interest on mortgage. You can also request a payment holiday.

Why can't you work? If it's childcare then maybe DH can look after children.

Going forward you probably need to get back into a job of some sort. Even on universal credit you can work & get more coming into the household.

StMarieforme · 22/05/2024 21:12

What sort of jobs is he applying for? His field or wider?

For example he could get something in a Warehouse until he gets what he wants. Through agency would give him flexibility for interviews etc.

Has his CV been checked to make sure it's impactful?

Are his skills up to date?

Lovemybunnies · 22/05/2024 21:17

I’m so sorry that you are going through this. I just wanted to say, however hard it is, engage with your mortgage company and utility providers if you are struggling. Don’t just hide your head as that is when it becomes unmanageable. I really hope your husband finds work soon.

Original poster
Boopboopbeepboop · 22/05/2024 21:28

converseandjeans · 22/05/2024 21:08

You should be able to sign onto universal credit & I don't know if they still do - but pretty sure that they used to pay interest on mortgage. You can also request a payment holiday.

Why can't you work? If it's childcare then maybe DH can look after children.

Going forward you probably need to get back into a job of some sort. Even on universal credit you can work & get more coming into the household.

I'm a carer so it isn't really feasible to work outside of the home.

OP posts:
Original poster
Boopboopbeepboop · 22/05/2024 21:32

StMarieforme · 22/05/2024 21:12

What sort of jobs is he applying for? His field or wider?

For example he could get something in a Warehouse until he gets what he wants. Through agency would give him flexibility for interviews etc.

Has his CV been checked to make sure it's impactful?

Are his skills up to date?

His skills are very much up to date it's just it's quite a particular field so not a huge amount of jobs come up.

He is absolutely casting his net wide and has sent his CV off to recruiters as well as applying for other jobs. He's not afraid to do something different or travel.

OP posts:
Original poster
Boopboopbeepboop · 22/05/2024 21:33

Lovemybunnies · 22/05/2024 21:17

I’m so sorry that you are going through this. I just wanted to say, however hard it is, engage with your mortgage company and utility providers if you are struggling. Don’t just hide your head as that is when it becomes unmanageable. I really hope your husband finds work soon.

Thank you.

We've got savings right now that we can work through and hope to god he gets a job within that time.

OP posts:
converseandjeans · 22/05/2024 21:41

@Boopboopbeepboop

I'm a carer so it isn't really feasible to work outside of the home.

Oh no sorry to hear that - try not to worry. As other poster mentioned contact utility companies & try to make a plan.

Eze · 22/05/2024 21:46

Ring your mortgage company to let them know and ask for a mortgage holiday, even if it’s a couple of months it will help.

Original poster
Boopboopbeepboop · 22/05/2024 21:48

Eze · 22/05/2024 21:46

Ring your mortgage company to let them know and ask for a mortgage holiday, even if it’s a couple of months it will help.

We aren't quite at that stage yet but I'm grateful for the advice and will certainly do that if the time comes.

OP posts:
thesandwich · 22/05/2024 21:50

Is your dh on linkedin? Does he have contacts in other organisations he could ask- so many roles aren’t advertised.
Does he alter his cv for every role? Running the job description and his cv through chatgpt is brilliant for refocusing it to each role.. but make sure he makes it sound like him.

Original poster
Boopboopbeepboop · 22/05/2024 21:53

thesandwich · 22/05/2024 21:50

Is your dh on linkedin? Does he have contacts in other organisations he could ask- so many roles aren’t advertised.
Does he alter his cv for every role? Running the job description and his cv through chatgpt is brilliant for refocusing it to each role.. but make sure he makes it sound like him.

Yes he is and yes he does. Haven't done the chat gpt thing so that's something to try.

He has a few interviews but they've not panned out. Internal (and cheaper) candidates and also one where they couldn't decide what the role actually was and that one is just sort of up in the air.

OP posts:
TheThingIsYeah · 22/05/2024 22:04

Make sure your DH applies for New JSA immediately. It's only £90.50 a week, but even so.

thesandwich · 22/05/2024 22:05

Also get him to drop the jd into chatgpt and ask it for interview questions and answers.

Original poster
Boopboopbeepboop · 22/05/2024 22:08

thesandwich · 22/05/2024 22:05

Also get him to drop the jd into chatgpt and ask it for interview questions and answers.

Ooh that's a really good idea. Thank you

OP posts:
Turmerictolly · 22/05/2024 23:41

Could he do care work? A lot of firms offer training and male carers are quite sought after. There is immediate work in most towns and cities.

AgathaMystery · 22/05/2024 23:44

I just wanted to say I’ve been where you are and I feel for you. I know the scared feeling all too well.

wishing you all the luck xx

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