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Can I claim against this vehicles insurance???

57 replies

TTCbaby2x · 19/04/2024 19:49

I was on the motorway and the car infront of me had a roofbox on, the roofbox and rack have come off the vehicle and I have drove over a bolt or screw from what I assume was the roof rack and it has caused a puncture to my tire. Can I claim against his insurance for my tire? How do I prove it was a screw from their roofbox? I have his details but will the insurance pay out?

OP posts:
TomorrowsPrincess · 20/04/2024 12:40

Just get a part worn tyre...... will be less than £100.
Honestly going thru your insurance isn't worth the hassle

90yomakeuproom · 20/04/2024 13:07

Why don't you just message the person directly if you've got their details? They might pay for it without going through the insurance. Worth a try.

TTCbaby2x · 20/04/2024 13:11

@90yomakeuproom I have done this, their response is above

OP posts:
Ohnobackagain · 20/04/2024 13:22

Of course @fieldsofbutterflies … often pros and cons in such situations. OP can decide if it’s worth it. Could be other damage as well.

Ohnobackagain · 20/04/2024 13:34

@TTCbaby2x if it is a standard tyre then probably not worth the hassle in terms of time or money never mind the record. Your call. I’m just saying you can probably try to claim but only you can decide if it is worth it or not.

BarbarasRhabarberBar · 20/04/2024 21:53

TomorrowsPrincess · 20/04/2024 12:40

Just get a part worn tyre...... will be less than £100.
Honestly going thru your insurance isn't worth the hassle

I was tempted to suggest this but a lot of people are anti them for safety reasons. I used to use them and even recently used one to get a car through an MOT but my dad went mad when he found out. I googled them on his suggestion and it does look quite bad.

CallMikeBanning · 20/04/2024 21:56

For a tyre? If your car was damaged this would maybe be worth pursuing but I would just go and get a new tyre.

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