If you won millions... wwyd?

[Lwrenn]

I've just been thinking about what would I do if I won millions. Say 5 million.
I'm up feeding dd and I'm discussing it with her. She's 8 months old so her input is mostly shite 😂

Firstly I'd pay off my mortgage and put enough money for each of my 4 children to own a property each.
I'd pay off my debts, do home improvements (I love my neighbours, I'd stay for them) and I'd get my loved ones sorted. I could easily do this with 2 million with where we are.
1m in savings ideally but I'm happy to have less if I can generate a decent income.
1m with a clever accountant who could help me invest wisely. (Although I don't buy a gift without running it past mumsnet, I'd definitely ask advice on the money matters forum)
Leaves 1 million.
I'd like to use that for children in Palestine and other vulnerable children.
I'd also like to help out a few small charities that help people who are dealing with sick or dying family. I've seen many grown children of dementia sufferers and they're not given as much support as they need. I'd also love to help the actual victims of dementia to enrich their lives.
I'd love to buy a nice property somewhere when I've made a bit of money that could be used to send people living in poverty on holiday for a week. Or maybe if I bought caravans on a holiday park I could get more people away on holidays effectively. I could also sort prepaid food cards for them then also. So free holidays with food and spends sorted.
It wouldn't alter my day to day life as in I'd change my house or car. I'd probably still buy second hand clothes and shop at aldi. I'm not someone who gets a thrill from clothes, maybe however a nice bag and some saltwater sandals 😊
The luxury for me would be the opportunities I could give my children.
And the things I could do to make changes in other children's and families lives.
I'd happily have less savings to have more money going to feed children, but I'd ideally need to use money to make money. I'd be cut throat and frugal if I had the chance to make money to improve things for others on a significant scale.

Anyway I'm sure this thread has been done 1000s of times but if you'd like to share I'd love to know.

Nice! I wouldn’t say no to that!

£3m here is a large terraced house in quite a nice area.

I’m not sure I’d buy one if I had to work for it (I’m not sure it would ever be affordable tbh - even if making huge amounts it would be so much of my income…!), but if I happened to have £5m I’d be tempted.

Buy my mums house so she’s rent free
move house
buy a horse
help my son buy a house

Houses for both sons. Nicer house for me.
Donate to our local food bank.
Cancer research
One of those less claustrophobic scanners for the amazing hospital that treated my mum when she had cancer so that people didn’t have to be scared

Buy my mum a little bungalow by the sea. She's 80 this year and I'd love to see her happy. Pay for a handyman, gardener, driver as needed. That's probably well over £half a million gone.
Give £500k each to DS and DD.
Help DD to buy a flat so she can stop worrying about rent and afford to eat properly :(
Probs have around £2.5 mill left by then ...
Cut down work so I could write my book and DH could do his photography.
Do up our house. Plan some special trips/holidays.
Maybe pay for some private healthcare as I can't get to see a GP where we are, and health worries take over my anxiety.
Treat myself to some eye lift and eye bag surgery and have some hair put back in as I've lost loads during meno/life stress. It's a bit vain, but if I had the money this would make me happy.
Give funds to a charitable foundation that supports children in poverty and improves their chances of a decent future.
When I get down to my last £1 million (ha!) get some financial advice on how best to create a lifetime income from the £££ as my projected pension is frighteningly small (I'm in my late 50s).
It's actually quite depressing when you start totting it up, £5 million doesn't go as far as you'd want.

Bravo on the money to the kids in Palestine.

My worry is how can we emsure the money goes there. How do they use it to buy food when they have no access to shops?
But a very good idea. Because they really are suffering. God help them.

With 5 million

I would pay off my debts, leave my home and buy a bigger home. I have 6 kids so we need more space.
Donate money to Syria, Yemen, Ukraine, Palestine and Uganda.

I would put money for my boys to go University

I would get a personal driver/maid/cleaner

Absolutely go mad on shopping for the house, a mega shop on decor, furniture etc

Shoes and coat shopping berserk.

Couple holidays. I've never been abroad and I wouldn't even care going to Cornwall for a week just a break even in the UK would do.

Perform Hajj/go to see my husbands family abroad.

Invest the rest.

Buy me, dcs and 4 brothers a house. Buy a car, have a family holiday and probably get another dog or 10 😊

That would be about $10million AU so for that we'd be able to do loads.

First things first, get FIL all the cancer treatment available to try and keep him alive for a few more years. He's dealing with stage 4 lung cancer so obviously any extra time would be a huge bonus.

We'd also buy the inlaws a new house, somewhere safe and dry (their house needs lots of work doing on it) with plenty of room for FIL to sit out in the sun on the back verandah and more mobility friendly for MIL. Somewhere that she'd be able to keep up herself when FIL has gone. There's no way MIL would be able to manage their current house alone and she won't be able cope with the thought of leaving once she's a widow.

We'd buy the house we're currently living in (we're renting) to give us some breathing space and then decide where we want to live and what sort of lifestyle we want. I'd also buy a property for each of my older two children to live in and then rent this one out for income for the youngest child - she's in military housing so doesn't need anywhere to live.

I'd finally be able to afford all the dental work I need doing, that I've been putting off for years and I'd make sure to take lots of photos with my friends and family as I wouldn't be ashamed of my teeth any more.

5m? Retire
Buy myself a house as I rent - 600k
Buy my child a house - 400k
Give 10k to nieces/nephews - 120k
Gift to friend - 25k
Travel for a year - 25k
Do a masters for fun - 25k
Keep 1m in normal investments and with the rest set up as an ethical landlord providing good-quality disability-accessible long-term housing at genuinely affordable rents as there isn't anywhere near enough if this.

See our kids/ourselves comfortable then build a few affordable housing units to let out/manage.

Big shop from Tesco, £1mill will prob cover it.
Studio flat off crap high street, £1mill.
Car home fees for parent, £3mill.
Go back to job in education, minimum wage. 😀

For 5 million I'd still be a lidl queen, 10 million, maybe, just maybe I'd go tesco once a year as a treat 😁

I would give up teaching overnight.

Probably move house-somewhere with a bit more land. Get a dog and go on lots of lovely walks.

Buy a house each for my kids so they don’t have to worry about that.

Book a lovely holiday with all the people I love-probably nothing really fancy, just a big house all together-somewhere nice and warm. I’d get the villa/flights and pay for all the food and we’d probably all take it in turns to cook like we do anyway!

I've entered the omaze House competition, if I win that, which is highly unlikely but if I do then I would send the majority of it to causes like you've mentioned, but I'd get real advice on how to go about it as opposed to donating somewhere that gives a measly percentage to the victims of war and not some ceo. Because I'd feel a right twat giving away such a huge amount of money that wouldn't make much difference.

I was as a kid very into animal charity but when I saw footage of the wars in Afghanistan and Iraq I became so overwhelmed that was a reality for people that now war/famine are my go to charity donations. I used to collect old blankets and bed linen for local kennels and things but people don't really have those things knocking around anymore.

There is a woman I follow on Instagram as well who runs a food bank in Yorkshire and I'd donate to her stores regularly. I'm not in Yorkshire but I donate to my local ones when I can, not as much as often as I used to be able to with CoL but I do what I can.

I love the idea of becoming a villan with it also (now I'm dreaming!) Like getting a scientist to make me an untraceable poison for women in extreme circumstances to scared to leave violent partners and all it takes is a mere drop and boom, "claim his life insurance, get decent therapy and enjoy life hen!"

Right now, I'd selfishly move to anywhere away from my nightmare neighbours. We live in a lovely detached house in a family friendly village but one house ruins everything- music, burning stuff, weed smoking and they do not give one shiny shite that they disturb the whole neighbourhood. After an unpleasant encounter, I want to move as far away from them as possible. Which leads me to the next dream....I'd build and run a cattery. Luxury catty suites for when folks go on holiday but half the space would be for homeless cats that need help, we have a local charity that never has enough Foster spaces.
Dh could stop working and DD would be set up with a property of her own. I'd see my mum right, she has no mortgage now but I'd make sure she had everything she needs. Oh, how I wish this would happen.

1. Pay off my mortgage and have the garage cleared and possibly redone as a room, preferably a craft room for me. :) Plus various home repairs like the soffits and the fence that always pops out in wind, the back door needs doing etc.
2. Put enough money for all the children to have enough to buy a house and maintain it in account for each of them
3. Buy my friend a house. She deserves it. I wouldn't want her knowing I'd done it, and I'd want it to be totally hers, so I'd need advice there.
4. Put up the money to repair the roof properly at my old work. I left due to two complete prats but most of the people there deserve a break and I know that would be worrying them.
5. Give money to a couple of charities that really need it, that would use it well and directly help people who need it (one is a hospital ship for people in the 3rd world)
6. And if I could do this, send enough money for someone I know online in USA to get health insurance for the rest of her life. She broke her leg a couple of years ago, and because she didn't have insurance all the doctors would do was bandage it and tell her not to walk on it. Even that cost her far more than she could afford.
7. Set up a charity to help people who are being bullied at work. It would also be a lobby group to speak to the government about more protection.
8. Buy a first edition, dust wrapped "Mystery at Witchend".
9. Let ds have a dog, as long as he promises to look after it himself.

I'm not sure £5million would cover all this though. Make it £10 million.

I’d hand in my notice. Start looking for a 3 bed bungalow to retire into while I thought about what to do with the rest.

Depends how many million? I'd set up the kids in houses leaving them to get a small mortgage, give money to my brother who really struggles, give a shedload to my favourite charity, and finally buy a boat with crew to sail round the world, sell our home and buy a small flat in London to use as a base.

So, once I’d sorted my house and cars, and that of my friends and family, put some invested I would give some away. Like, if I read that someone needed money for surgery, I’d donate but anonymously. So the veteran needs a new electric wheelchair? I’d get it. Child fundraising for a new wig? I’d be there. I don’t think I’d give to actual charities as I’m not convinced all the money goes to who it’s meant for and not the CEOs.

Buy a house (husband and I are trying for our 1st home). A small 2 bed cottage in the woods with 2 acres land around it.
Buy a small house for my mum.
Go somewhere hot and exotic.
Stocks and shares a good amount.
Save the rest for our son.
Proper champagne when I am handed the cheque 😁

If we won 5 million I would just think about it for 6 months.

Buy a new house and not give anyone the address.

Leave my job
Move out to a decent home - bought or rented
Do up my own house to a saleable standard - living in a terrace means if there are issues with the neighbour's guttering, there are problems with your guttering - I'd sort out a whole host of issues and then sell it
Buy a half decent house in a good area
Go to college and then university
Hire a personal trainer
Find a decent therapist
Savings

Travel for six months - take the kids out of school and show them a bit of the world.
Buy a newer house.
Build a soundproof studio.
Second house in Greece.
Get an etype and a really good daily drive.
Set up my own company.
Send DD to a private school.

A 12% tithe first, to a couple of favourite charities
some to a couple of struggling family members
Invest for retirement
Buy a house near the sea
Travel!

The first thing I would do is breathe a big sigh of relief that I no longer have to worry about future retirement and lack of pensions.

Then I would sell my house and buy a house by the sea.

I would put a huge amount aside for each of my DC for uni and for houses for them.

I would donate some money to worthy causes.

Then I would just live and enjoy a quiet ordinary life, but without some of the huge stress that I live with now.