Travel insurance question

[Woahthehorsey]

I've looked at my policy document and it doesn't specify. The non-emergency contact number is not available on weekends.

Does anyone know whether a grandparent dying is considered sufficient reason to cancel a holiday?

Yesterday, a close (very close to me)family member died. I'm due to go on holiday a week today and that means I'll likely miss the funeral, which I'm not prepared to do. I've already checked and the holiday cannot be moved. Does anyone know if a grandparent comes under a reason to cancel for insurance purposes?

I'm cancelling anyway, but I just want to know if it's worth the hassle of phoning the insurance company and making a claim.

It's worth a try even if it doesn't seem as if it's covered.

What do you have to lose? I guess it would be good if you could provide proof? Would the funeral director email the confirmation of funeral, date and time to the insurance company?

It can vary depending upon who the insurer is, but as they are immediate family many do. I would definitely contact them.

It will depend on your specific policy OP, lots of them it is immediate family only so a grandparent wouldn’t be covered. Also worth noting that they will not cover it if there was a pre-existing condition that caused death, so it there was for example a cancer diagnosis and they then died of that cancer, because they take the view then that you booked the trip knowing the risk.

So sorry for your loss.

It's definitely worth contacting them and asking. Death of close relative is usually covered, what varies is the definition of close. Some companies will include grandparents, some will only count parents/siblings/children.

Sorry for your loss

Are you sure the funeral will be that quick? x

I'm sorry for your loss.
Whereabouts are you, is it going to be a traditional burial/cremation style funeral and how long are you going away for? I'm West Midlands at at the moment I've found it to be a 3-4 week wait from the death until the funeral so you may not miss it. Also the organisers will have some choice in dates, if it's one of your parents organising it can you ask them to do it after your back? The first day the funeral directors offered for my nans funeral was my son's 1st birthday, my mom arranged it for a date the following week instead.

I don't know how quickly the funeral will be, or how quickly we'll know.

I've let my dad and uncle know about my holiday dates but I can imagine them not keeping it at the forefront of their minds when doing the planning (which is understandable).