How much do you have in your personal savings? Does it feel enough to you?

[TabithaTwitchel]

We have joint savings which are decent but in my own savings I have just 3 grand and I just can't add any more to it really right now.

I think I'd feel more comfortable with 10k and it made me wonder what you would consider a decent amount that was just for you?

Far too little for what I need.

The house I bought 2 years ago has issues which will take thousands to fix, but some short-term repairs had to come first and between that, a cheap replacement car when my last one was totalled and a pest controller my savings have gone.

Slowly building something up again, but I am a single parent and cannot chuck much at it every month. So it all takes a long time and I dread the day my car gives out.

I'm in the same boat as you. I have to get bank loans to fund cars and house repairs. As soon as I pay one off I have to get another one. Have you tried Gumtree for outdoor table and chairs?

A couple of hundred because I recently used my savings to set dd up in her own home.

Have £5k secret premium bonds

£2.5k was £3.5k but I had a few big expenditures lately so need to work extra shifts to replace it. I would like more savings because of emergencies and to off set the cost of living expenses.

Well this morning I had 27.5k but now I have 15K as I paid the final instalment to a house renovation. Worth every penny.
I would rather not touch the remainder so I’ve just started a new account for saving for a big family holiday next year.

I have my pensions, a work one and a SIPP, I pay 15% of my gross income into them. I've £200 for next years holiday which is from ebay/vinted sales, and about £2k in premium bonds.
Also a huge mortgage, so any extea spare cash goes to that.

3k that would end up paying for a holiday

I used to be so good at saving when I was younger 😬

I bought a very cheap 3 cylinder Skoda when mine died. It doesn't sound great and is a slug over 50mph, but was under £3k and is very reliable.

Check out your local freecycle group for garden furniture, there's always loads being given away.

We've lived with a blown window for 3 years now, ugly but not a priority. Plumbing on the other hand is, water damage can be ££)

£170k in savings
2 properties worth around £750k

If it helps, I'm miserable. Money does not equal happiness

In easy access cash savings around 10k, we then have pots for an extension/renovations (60% of target), investment (10% as want to finish our house), DS's future house deposit or seed money and holidays currently zero as just paid ours off. We have company pensions which I don't really look at.

We like a buffer for unexpected large expenses like car engine rebuilds!! But things like a new washer etc could just come out of the current month's money. Other than that I would rather enjoy it's we are only here for a short time.

It feels like an enough and we are lucky to be in this position it wasn't like this 10 years ago.

I have £135 in savings. Single parent so it's all mine.
It definitely doesn't feel like enough but it's more than I had saved at the beginning of the year so that's good.

I don't have a car because I can't afford to drive

And no it doesn't make me feel better that someone who is loaded is miserable.

1, because I don't want to take pleasure in someone else's misery.
2, because being miserable and rich is still a million times better than being miserable and poor.

We only have joint savings. We've got about 20k at the moment which feels ok.

Oh I see. I've never had a plan for it. it just accumulated organically, by accident really as my outgoings are low and my income high. It's a bit of a problem now as I am elderly and have nobody to leave it to.

£351.83

Mummy!!! Xx😂

Mummy!!! Xx😂

No she's my mummy!

We are ridiculously fortunate in that my parents bought us a car and gave us a house deposit or we'd still be renting and running a £500 old banger.

Our savings are currently £6k as we're still in the paying for childcare stage and don't have a lot left to save at the end of the month. Still feel pretty lucky though.

Nothing. I was saving specifically for garden and house renovations, which have completed. Back to square one and starting again this month.