I’m trying to decide how long to have off on maternity leave but I have no idea or concept of how long I will want.
I will do my best to EBF and want to do this to a year if I can. Never mind if not but that is the goal at this point in time.
I used to think 9 months off work was enough but I look at my 13 month old nephew and just think how young he is. He doesn’t go to nursery at all but I can’t imagine, having worked in nurseries before, sending my own very small child for very long days.
DH’s wage pays for our house, bills, cars, food etc but that is it, nothing more left for disposable income or saving.
My 2k net is all for saving/disposable etc, I’ll possibly need £400 or so of it to cover cost of living increases (thanks rates!)
So currently we have 1.5k/1.6k left to either save, go out with, buy birthday presents with, put towards holidays, clothes, and so on.
Throw a baby into the mix. I’m sure all of you will know better than me how much extra that will cost us per month, with the classes or grabbing a coffee on leave or whatever.
My work’s maternity package is 10 weeks at 90%, 20 weeks at 1/2 pay + SMP, 9 weeks at SMP and 13 weeks unpaid.
Is it easier to say you want longer off and then reduce if need be? If your DH’s income covered all the essentials would you advise taking a year and just cutting back?