WWYD sister's boyfriends scamming my elderley mother

[Incredulously]

Sister's boyfriend moved himself into my mums house years ago.
He would treat my other siblings and I with utter contempt and never talk to us. We would try and engage him and it was so uncomfortable. He would sit in silence eat dinner and leave the table even at christmas without saying a word. One christmas not giving a crap that we saw,he sold something illegal from the front.

Funnily enough whenever there was a sniff of money or that he could take advantage he suddenly found his voicebox. The brass neck is actually astonishing.

He is now in my opinion taking advantage of my mother who is a heavy drinker. He is trying to buy her house from her for 100s of thousands below market value and then comparing it with houses that are not even comparable and have so many less bedrooms which are on for a lot more than he is offering.

What would you do?

Where is your sister in this?

Do you have a patio??!

Id contact social services and report the possible financial abuse of a vulnerable adult and ask that they assess her.

If she has capacity then there's little you can do.
If not then they can intervene

I would talk to the police. I'd be surprised if he wasn't known to them.

I'd also talk to adult social services.

You need to act fast or he will leave your mother homeless. If she lacks capacity you need to act from that end. If he is a scammer and a criminal you need to act from that end.

So your sister is complicit in this then?

Would your mother kick him out?

Have you spoken to her in private? What does she say? Where is she going to live? Has he also got her to change her will, leaving everything to him?
She may be frightened of him and afraid of saying no. Does she want support getting him out of her house?

I'd be talking to my sister and getting him out of my mum's house.

The first thing I’d do is set up an alert on the Land Registry for your mums address in case he manages to get his name on the deeds.

Where is your sister in all this?

Police and social services. If nothing else it might scare him

You could also get an estate agent to do a valuation.

From a legal point of view I don't think he will be able to buy the house for so much less than it's worth if he needs a Mortgage because his mortgage lender will get the house valued and won't allow this to happen. Hopefully that helps legally, morally, don't be afraid to tell the world what you think of him! Sounds like an awful person.

I'm not sure that's correct. You can buy a property at below its market value and in fact some mortgage lenders will accept the equity in the property (the true value minus the amount the buyer is a actually paying) as the deposit.

Definitely contact social services ASAP.. this is potential financial abuse and will be taken seriously. Even if they say they have LPA for finances , everything has to be done in the persons best interest. Just because there may have never been any SS involvement before doesn’t mean they won’t take it seriously. Also maybe ask for a Care Act Advocate ( safeguarding.. SS can refer in) .

That’s not correct.

He’d have no problem getting a mortgage way below market value of the property, in fact it’s more likely that he’d have lenders falling over themselves to offer a mortgage in this scenario due to the huge amount of equity that would then be in the property.

Does your mother have a will? Who would be the executor? I would move back in and kick him out.

If your Mother still has mental capacity, arrange with her to set up between the two of you, a Lasting Power of Attorney including property and financial matters. This will help protect her from unscrupulous people trying to take advantage of her.

Also alert the Land Registry to your concerns and they will advise you what you can do.

https://www.oxford.gov.uk/community-safety/cuckooing

Follow this guidance. What he's doing is called cuckooing.

Contact authorities, and get him OUT.

Who actually lives there at present, any of your other siblings? Can you speak to your sister or are they both looking to take the house over?

Where is your sister in all this? Is she involved?
First stop is to speak to her. What has she said about his previous behaviour?
Would your mum listen to anyone in the family about him?

Get him out. Go to your mums (with siblings, partners and friends) and move all his shit out when he’s out. Change the locks. Call all people mentioned. Get her bank cards locked. I bet he’s been helping himself there.

🤣

Really?

Why are you only doing something now?

Definitely report it to the police. I have a vulnerable adult in my family and they reported a person who was putting pressure on them to give him money from their benefits and he was arrested. I don’t know the outcome but the police definitely took it seriously.

Sorry I started feeling really dizzy and ill and had to calm down. I received the calls and texts about this earlier and could not believe it.

My half sister is in on it, unfortunately my mother has been manipulated by them for years and is wanting to do a private sale with them! So I guess there is not much we can do. She has somewhere else to live, so she wont be homeless.

It does have a patio!

I will have to answer more replies after I have finished, but thank you all for replying.