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Original poster

Car Insurance Renewal

9 replies

PieonaBarm · 02/03/2024 14:15

My car insurance is due and I have just done MSE comparison at the recommended "sweet spot" of 20-23 days prior to renewal date.

I appreciate I'm old now and have an older car, my renewal with Admiral is £421 (up from £279 last year) and I have new quotes with Rias and Ageas for £293 (I believe they're the same company/underwriter). Obviously I won't be going with Admiral but has anyone had any dealings with Rias/Ageas?

OP posts:
Bestyearever2024 · 02/03/2024 14:18

Yes. Very good. Never had an issue with them

Darklane · 02/03/2024 14:22

No but try ringing Admiral. Tell them it’s too much of an increase so you’ll leave if they won’t reduce the quote. I did that with mine & they reduced it back down to just £20 more than last year. It saved all the messing with going through all your details with a new company plus they usually add on an admin fee for new customers so no cheaper.

Original poster
PieonaBarm · 02/03/2024 14:27

Darklane · 02/03/2024 14:22

No but try ringing Admiral. Tell them it’s too much of an increase so you’ll leave if they won’t reduce the quote. I did that with mine & they reduced it back down to just £20 more than last year. It saved all the messing with going through all your details with a new company plus they usually add on an admin fee for new customers so no cheaper.

I did that last year and they only just matched it. Might give it a try.

OP posts:
DSD9472 · 02/03/2024 14:27

Our car is 21yrs old and I was quoted similar rates from Quote me Happy. 1st year it was about £190, last year £280 and this year wanted £420- never had a claim!
I used go compare and found Flow, underwritten by Allianz for £290. IF you can call admiral do so and see what they can do. Otherwise, check multiple reviews of Rias and Ageas. I've never heard of them and neither came up when I was searching. If you are going via a comparison site, then you don't need to re-enter all the details again- well I didn't anyways.

Forgot to say, that when I tried cancelling with Quote me happy, the system offered me a £30 discount. I was saving £130 by changing companies, so £30 didn't cut it. Plus- they had no call center to actually speak to anyone.

PawsisShady · 02/03/2024 14:28

Use Quidco too if you're going via a comparison site, it's about £38 cashback
Doing that, I'm only paying about £70 more than last year

wobytide · 02/03/2024 14:52

Quidco gave me cheapest quote even without taking the cashback into account with The AA underwriting

Original poster
PieonaBarm · 02/03/2024 14:59

I did rang them and they offered £47 off. No ta!

OP posts:
NanTheWiser · 02/03/2024 15:01

I’ve been with Rias/Ageas for years - also an older driver (77) with an older car (14 yo), and have been very happy with them (also have house insurance with them too). They specialize in older clients (over 50s) and don’t usually come up on comparison sites.
My car insurance is due in May so will be interesting to see what it will cost then.

mrssunshinexxx · 03/03/2024 09:29

Mines £1700! Bloody annoying

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