DH just died. Very small pension policy will pay out £15,000.
We have two mortgages, one with (inc early repayment charge) £14,400 left and the other with £62,000.
I work very part time due to a number of chronic health conditions but have been denied pip so do rely on UC.
I have seen on here that if you get a payout, but use it all to pay the mortgage off, then it will not affect benefits. However, I asked for confirmation of this when reporting DH’s death and the response I got was this.
Can anyone tell me if this small amount & using it all on the mortgage really is likely to close my claim and, if so, how long is it until I will be able to reapply?
TIA.